291 Hickory St, Freeport, FL 32439 Property Records

Walton County property record for 291 Hickory St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,694 sqft · built 2020
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,000 (Jun 2019)
Tax Bill	$2,857 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41120-001-0030`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41120-001-0030`
Alternative APNs	`28-121-41120-001-0030` `1058960`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,694 sqft Living Area
Gross Area	4,652 sqft
1st Floor Area	2,694 sqft
Attic	Attic
Attic Area	320 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	210 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,065 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	291 HICKORY ST
City	FREEPORT
State	FL
Zip	32439-6622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 3 BLK 1 LAKE SHARON ESTATES PB 4-30 OR 1566-166 OR 1991-264 OR 2314-421 OR 3078-3041 OR 3107-1347
Legal Range	021
Legal Township	01S
Legal Section	28
Legal Subdivision	LAKE SHARON ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1029
Census Tract	950306

Owner

Source: Walton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	291 HICKORY ST, FREEPORT, FL 32439-6622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES NATIONAL BANK
Sep 21, 2020	Loan Modification, Mortgage PNB CMNTY BK
Jun 3, 2019	Quit Claim Deed, Transfer · Line of Credit PEOPLES NATIONAL BANK
Jul 5, 2018	Warranty Deed, Transfer BRIGHT LIGHT LAND TITLE CO L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	201917987
Deed Book / Page	3107 / 1347
Prior Transfer Date	May 31, 2019
Prior Transfer Doc	0031071347
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	291 HICKORY ST, FREEPORT, FL 32439-6622
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FNLT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 HICKORY ST, FREEPORT, FL 32439-6622

Mortgage

Document Number	0032071103
Date	Jul 14, 2021
Book Page	3207/1103
Instrument	20210035387

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 12, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	291 HICKORY ST, FREEPORT, FL 32439-6622
Document Number	0031604107
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0031604107
Date	Sep 23, 2020
Book Page	003160/004107
Instrument	37130

Lender

Name	PNB CMNTY BK
Address	NICEVILLE, FL 32578

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jun 3, 2019
Property Address	291 HICKORY ST, FREEPORT, FL 32439-6622
Document Number	0031071347
Book / Page	3107 / 1347
Map Reference	MB 4 PG 30
Instrument Date	May 31, 2019
Instrument	20190017987
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIRST NATL LAND TTL CO INC

Transaction

Amount	Amount Recorded
Tax	$119.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 MAGNOLIA ST, NICEVILLE, FL 32578-8146

Mortgage

Document Number	0031071348
Date	Jun 3, 2019
Instrument	3107/1348

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Feb 29, 2020

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 5, 2018
Property Address	291 HICKORY ST, FREEPORT, FL 32439-6622
Document Number	0030783041
Book / Page	3078 / 3041
Map Reference	MB2 PG72&73
Instrument Date	Jun 28, 2018
Instrument	2018000022423
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	BRIGHT LIGHT LAND TITLE CO L

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1618 HOLLY BEACH FARM RD, 1618, ANNAPOLIS, MD 21409-6113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 MAGNOLIA ST, NICEVILLE, FL 32578-8146

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,857.00 (+1.75%) Homeowner's exemption	$375,026 (-24.51%)	$492,734 (-0.82%) Land $87,500 Building $405,234
2024	$2,808.00 (+3.69%)
2023	$2,708.00 (+0.63%) Homeowner's exemption	$496,810 (+10.62%) Land $87,500 Building $409,310	$496,810 (+10.62%) Land $87,500 Building $409,310
2022	$2,691.00 Homeowner's exemption	$449,103 Land $54,420 Building $394,683	$449,103 Land $54,420 Building $394,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE SHARON ESTATES private · serves 160 people · EPA ID FL1660407
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	NORTH BAY WATER SYSTEM
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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