248 Hickory St, Freeport, FL 32439 Property Records

Walton County property record for 248 Hickory St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,999 sqft · built 1978
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individuals on Record
Last Sale	$323,000 (Sep 2022)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Sep 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41120-002-0160`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41120-002-0160`
Alternative APN	`28-121-41120-002-0160`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,999 sqft Living Area
Gross Area	3,409 sqft
1st Floor Area	2,999 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	165 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	380 sqft
Porch	Slab
Porch Area	30 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	248 HICKORY ST
City	FREEPORT
State	FL
Zip	32439-6625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 2 LAKE SHARON EST PB 4-30 OR 3265-1555
Legal Range	021
Legal Township	01S
Legal Section	28
Legal Subdivision	LAKE SHARON EST
Legal Block	2
Legal Lot Number	16
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1028
Census Tract	950306

Owner

Source: Walton County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	112 22ND ST, NICEVILLE, FL 32578-3136
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 1, 2022	Warranty Deed, Transfer · Line of Credit PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	202239659
Deed Book / Page	3265 / 1555
Prior Transfer Date	Feb 20, 2014
Prior Transfer Doc	0029432595
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	248 HICKORY ST, FREEPORT, FL 32439-6625
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 HICKORY ST, FREEPORT, FL 32439-6625

Mortgage

Document Number	OR33190025
Date	Mar 21, 2024
Book Page	OR3319/25
Instrument	20240009701

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 1, 2022
Property Address	248 HICKORY ST, FREEPORT, FL 32439-6625
Document Number	0032651555
Book / Page	3265 / 1555
Map Reference	MB 4 PG 30
Instrument Date	Aug 31, 2022
Instrument	20220039659
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,261.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2322 SANDIA CT, 2322, PORTALES, NM 88130-9388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 22ND ST, NICEVILLE, FL 32578-3136

Mortgage

Document Number	0032651557
Date	Sep 1, 2022
Instrument	3265/1557

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,321.00 (+1.8%)	$309,972 (-2.06%)	$310,213 (-1.98%) Land $81,250 Building $228,963
2024	$2,280.00 (+3.78%)
2023	$2,197.00 (+60.48%) Homeowner's exemption	$316,476 (+5.86%) Land $81,250 Building $235,226	$316,476 (+5.86%) Land $81,250 Building $235,226
2022	$1,369.00 Homeowner's exemption	$298,962 Land $69,001 Building $229,961	$298,962 Land $69,001 Building $229,961

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE SHARON ESTATES private · serves 160 people · EPA ID FL1660407
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	NORTH BAY WATER SYSTEM
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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