274 Hickory St, Freeport, FL 32439 Property Records

Walton County property record for 274 Hickory St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,485 sqft · built 2020
Lot Size	0.417 acres (18,165 sqft)
Owner	Individual Name on Record
Last Sale	$519,300 (Sep 2021)
Tax Bill	$3,464 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41120-002-0170`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41120-002-0170`
Alternative APNs	`28-121-41120-002-0170` `1058980`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,485 sqft Living Area
Gross Area	3,232 sqft
1st Floor Area	2,485 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,165 sqft (0.417 acres)
Lot Dimensions	165 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	512 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	274 HICKORY ST
City	FREEPORT
State	FL
Zip	32439-6625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 17 BLK 2 LAKE SHARON ESTATES PB 4-30 OR 406-737 OR 2626-967 OR 3081-800 OR 3091-558 OR 3218-58
Legal Range	021
Legal Township	01S
Legal Section	28
Legal Subdivision	LAKE SHARON ESTATES
Legal Block	2
Legal Lot Number	17
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1028
Census Tract	950306

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 RED PLUM CT, SHALIMAR, FL 32579-2192
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage CHAMPIONS MORTGAGE LLC
Sep 27, 2021	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Mar 18, 2019	Deed of Trust, Mortgage · Construction Mortgage PEN AIR FEDERAL CU
May 5, 2020	Deed of Trust, Mortgage · VA Mortgage CHAMPIONS MORTGAGE LLC
Nov 28, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 1, 2018	Warranty Deed, Transfer VINTAGE TITLE AND ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	202148356
Deed Book / Page	3218 / 58
Prior Transfer Date	Oct 22, 2018
Prior Transfer Doc	0030910558
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	274 HICKORY ST, FREEPORT, FL 32439-6625
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 HICKORY ST, FREEPORT, FL 32439-6625

Mortgage

Document Number	0031822847
Date	Feb 10, 2021
Book Page	3182/2847
Instrument	20210006401

Lender

Name	CHAMPIONS MORTGAGE LLC
Type	Mortgage Company
Address	SEMINOLE, FL 33772

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 27, 2021
Property Address	274 HICKORY ST, FREEPORT, FL 32439-6625
Document Number	0032180058
Book / Page	3218 / 58
Map Reference	MB 4 PG 30
Instrument Date	Sep 21, 2021
Instrument	20210048356
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,635.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	274 HICKORY ST, 274, FREEPORT, FL 32439-6625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 RED PLUM CT, SHALIMAR, FL 32579-2192

Mortgage

Document Number	321859
Date	Sep 27, 2021
Instrument	3218/59

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	274 HICKORY ST, FREEPORT, FL 32439-6625
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	SURETY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030994061
Date	Mar 18, 2019
Book Page	3099/4061
Instrument	20190007993

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	5.25%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Max Rate	10.2%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	274 HICKORY ST, FREEPORT, FL 32439-6625
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031414663
Date	May 5, 2020
Book Page	3141/4663
Instrument	20200015325

Lender

Name	CHAMPIONS MORTGAGE LLC
Type	Mortgage Company
Address	SEMINOLE, FL 33772

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Nov 28, 2018
Property Address	274 HICKORY ST, FREEPORT, FL 32439-6625
Document Number	0030910558
Book / Page	003091 / 000558
Instrument Date	Oct 22, 2018
Instrument	39439
Transaction Type	Transfer
Record Updated	Dec 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5613 N BROOK DR CRESTVIEW FL 325399076, CRESTVIEW, FL 32539-9076

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 1, 2018
Property Address	274 HICKORY ST, FREEPORT, FL 32439-6625
Document Number	0030810800
Book / Page	003081 / 000800
Instrument Date	Jul 31, 2018
Instrument	25868
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	VINTAGE TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	855 SHIPLEY RD GREENEVILLE TN 37743, GREENEVILLE, TN 37743

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,464.00 (+13.91%) Homeowner's exemption	$448,685 (+13.63%) Land $75,000 Building $373,685	$448,685 (+13.63%) Land $75,000 Building $373,685
2024	$3,041.00 (+3.65%)
2023	$2,934.00 (+0.62%) Homeowner's exemption	$394,866 (+6.75%) Land $75,000 Building $319,866	$394,866 (+6.75%) Land $75,000 Building $319,866
2022	$2,916.00 Homeowner's exemption	$369,900 Land $61,295 Building $308,605	$369,900 Land $61,295 Building $308,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE SHARON ESTATES private · serves 160 people · EPA ID FL1660407
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	NORTH BAY WATER SYSTEM
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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