292 Bluff Dr, Eden, GA 31307 Property Records

Effingham County property record for 292 Bluff Dr, Eden, GA 31307

Property Summary

Property Type	Mobile Home
Details	1,782 sqft · built 1996
Lot Size	12.1 acres (527,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,900 (Jun 2007)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0302A-031-C00`

Property Details

APN / Parcel Number

Primary APN	`0302A-031-C00`
Alternative APNs	`0036C031000` `3531`

Interior

Stories	1 Story
Building Area	1,782 sqft Gross Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1999
Architectural Style	Mobile/Manufactured
Lot Area	527,142 sqft (12.1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3531
Street Address	292 BLUFF DR
City	EDEN
State	GA
Zip	31307
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR-1
Legal Description	LOT 31
Legal Subdivision	FOX BOW FARMS
Legal Phase	2
Legal Block	31
Legal Lot Number	31
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3013
Census Tract	30401

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 111, EDEN, GA 31307-0111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Mar 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2007 · Amount on Record
Deed Sale	Jun 22, 2007 · Amount on Record
Prior Sale	Oct 27, 2006 · Amount on Record
Deed Document Number	20071723
Deed Book / Page	1643 / 1
Last Transfer Date	Mar 21, 2018
Transfer Doc	002460/696
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	292 BLUFF DR # 31, 31, EDEN, GA 31307
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 BLUFF DR

Mortgage

Document Number	0000002811/0000000387
Date	Sep 30, 2022
Book Page	0000002811/0000000387
Instrument	009857

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	292 BLUFF DR # 31, 31, EDEN, GA 31307
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002460/699
Date	Apr 17, 2018
Book Page	2460/699
Instrument	003009

Lender

Name	LOAN DEPOT COM
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2033

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 21, 2018
Property Address	292 BLUFF DR # 31, 31, EDEN, GA 31307
Document Number	002460/696
Book / Page	2460 / 696
Instrument Date	Mar 21, 2018
Instrument	2018-000820
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 BLUFF DR, EDEN, GA 31307

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,521 (+1.49%) Land $22,800 Building $18,721	$103,804 (+1.49%) Land $57,000 Building $46,804
2025	$1,613.00 (+8.84%) Homeowner's exemption	$40,913 (-) Land $22,800 Building $18,113	$102,282 (-) Land $57,000 Building $45,282
2024	$1,482.00 (+87.12%) Homeowner's exemption	$40,913 (+18.87%) Land $22,800 Building $18,113	$102,282 (+18.87%) Land $57,000 Building $45,282
2023	$792.00 (-28.97%) Homeowner's exemption	$34,417 (+19.43%) Land $17,600 Building $16,817	$86,043 (+19.43%) Land $44,000 Building $42,043
2022	$1,115.00 Homeowner's exemption	$28,817 Land $12,000 Building $16,817	$72,043 Land $30,000 Building $42,043

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	13 (2020–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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