2915 E Loy Rd, Piqua, OH 45356 Property Records

Miami County property record for 2915 E Loy Rd, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,336 sqft · built 1920
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2016)
Tax Bill	$3,449 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J28-002400`

Property Details

APN / Parcel Number

Primary APN	`J28-002400`
Alternative APNs	`011105.0-01-021-00` `J28SC004 00100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,336 sqft Living Area
1st Floor Area	4,360 sqft
Upper Floors Area	1,156 sqft
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2915 E LOY RD
City	PIQUA
State	OH
Zip	45356-8551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-1-5 PT SE PT SE
Legal Range	11
Legal Township	01
Legal Section	05
Jurisdiction	MIAMI OH
Township / Civil Division	SPRINGCREEK
Census Block Group	1
Census Block	1040
Census Tract	300100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2915 E LOY RD, PIQUA, OH 45356-8551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit MONROE FSLA
Aug 31, 2021	Intrafamily Transfer, Transfer · Line of Credit THE COVINGTON SLA
Jul 2, 2020	Deed of Trust, Transfer COVINGTON S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2016 · Amount on Record
Deed Sale	Dec 13, 2016 · Amount on Record
Prior Sale	Nov 22, 1995 · Amount on Record
Deed Document Number	20162016OR-15725
Last Transfer Date	Aug 25, 2021
Transfer Doc	0000015218
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2915 E LOY RD, PIQUA, OH 45356-8551
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 E LOY RD, PIQUA, OH 45356-8551

Mortgage

Document Number	0000014727
Date	Oct 7, 2022
Instrument	2022OR-14727

Lender

Name	MONROE FSLA
Type	Bank
Address	TIPP CITY, OH 45371

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Aug 31, 2021
Property Address	2915 E LOY RD, PIQUA, OH 45356-8551
Document Number	0000015218
Instrument Date	Aug 25, 2021
Instrument	2021OR-15218
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 E LOY RD, PIQUA, OH 45356-8551

Mortgage

Document Number	0000015219
Date	Aug 31, 2021
Instrument	2021OR-15219

Lender

Name	THE COVINGTON SLA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jul 2, 2020
Property Address	2915 E LOY RD, PIQUA, OH 45356-8551
Document Number	0000008871
Instrument Date	Jun 16, 2020
Instrument	8871
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Partial Interest

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2915 E LOY RD PIQUA OH 453568551, PIQUA, OH 45356-8551

Mortgage

Document Number	0000008871
Date	Jul 2, 2020
Instrument	8871

Lender

Name	COVINGTON S&L ASSN
Type	Federal Savings Bank
Address	117 N HIGH ST, COVINGTON, OH 45318-1307

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Springcreek Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,449.00 (+25.42%) Homeowner's exemption	$107,980 (+49.45%) Land $20,480 Building $87,500	$358,900 (+36.52%) Land $108,900 Building $250,000
2024	$2,750.00 (+13.45%) Homeowner's exemption	$72,250 (-) Land $14,850 Building $57,400
2023	$2,424.00 (-4.08%) Homeowner's exemption	$72,250 (-) Land $14,850 Building $57,400	$262,900 (-) Land $98,900 Building $164,000
2022	$2,527.00 Homeowner's exemption	$72,250 Land $14,850 Building $57,400	$262,900 Land $98,900 Building $164,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skymesh Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Watch TV.

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