2385 E Loy Rd, Piqua, OH 45356 Property Records

Miami County property record for 2385 E Loy Rd, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,491 sqft · built 1969
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,312 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J28-001950`

Property Details

APN / Parcel Number

Primary APN	`J28-001950`
Alternative APNs	`011105.0-01-015-00` `J28SC004 00600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
1st Floor Area	2,982 sqft
Basement Area	1,491 sqft
Unfinished Basement	1,491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces
Patio Area	160 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2385 E LOY RD
City	PIQUA
State	OH
Zip	45356-8546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-1-5 S CEN PT SW
Legal Range	11
Legal Township	01
Legal Section	05
Jurisdiction	MIAMI OH
Township / Civil Division	SPRINGCREEK
Census Block Group	1
Census Block	1040
Census Tract	300100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2385 E LOY RD, PIQUA, OH 45356-8546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jul 15, 2022	Correction Deed
Jul 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Jan 28, 2020
Transfer Doc	0000005097
Record Updated	Sep 20, 2026

June 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 24, 2022
Property Address	2385 E LOY RD, PIQUA, OH 45356-8546
Document Number	0000009791
Map Reference	VOL 21 PG 81
Instrument Date	Jun 22, 2022
Instrument	2022OR-09791
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2385 E LOY RD, PIQUA, OH 45356-8546

Mortgage

Document Number	0000009792
Date	Jun 24, 2022
Instrument	2022OR-09792

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9.5%

July 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 15, 2022
Property Address	2385 E LOY RD, PIQUA, OH 45356-8546
Document Number	0000010819
Map Reference	VOL 21 PG 81
Instrument Date	Jun 9, 2022
Instrument	2022OR-10819
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 28, 2020
Property Address	2385 E LOY RD, PIQUA, OH 45356-8546
Document Number	0000010233
Instrument Date	Jul 22, 2020
Instrument	10233
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2385 E LOY RD PIQUA OH 453568546, PIQUA, OH 45356-8546

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 23, 2020
Property Address	2385 E LOY RD, PIQUA, OH 45356-8546
Document Number	0000005097
Instrument Date	Jan 28, 2020
Instrument	5097
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2385 E LOY RD PIQUA OH 453568546, PIQUA, OH 45356-8546

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Springcreek Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,312.00 (+15.8%) Homeowner's exemption	$102,450 (+38.2%) Land $16,730 Building $85,720	$292,700 (+38.2%) Land $47,800 Building $244,900
2024	$2,860.00 (+13.27%) Homeowner's exemption	$74,130 (-) Land $13,230 Building $60,900
2023	$2,525.00 (+10.65%) Homeowner's exemption	$74,130 (-) Land $13,230 Building $60,900	$211,800 (-) Land $37,800 Building $174,000
2022	$2,282.00 Homeowner's exemption	$74,130 Land $13,230 Building $60,900	$211,800 Land $37,800 Building $174,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skymesh Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Watch TV.

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