2916 Canoe Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2916 Canoe Cir, Saint Cloud, FL 34772 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,266 sqft · built 1994
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Dec 2017)
Tax Bill	$4,380 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-26-30-0071-0001-0180`

Property Details

APN / Parcel Number

Primary APN	`22-26-30-0071-0001-0180`
Alternative APNs	`263022007100010180` `127985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,266 sqft Living Area
Gross Area	1,706 sqft
1st Floor Area	1,266 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	130 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2916 CANOE CIR
City	SAINT CLOUD
State	FL
Zip	34772-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANOE CREEK EST PB 8 PG 8-9 LOT 18 ORD #2005-37
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Tract	71
Legal Block	1
Legal Lot Number	18
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 22-26-30-0071-0001-0180

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1780 SUNDANCE DR, SAINT CLOUD, FL 34771-7929
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 07, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Jul 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 05, 2018	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jun 12, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 20, 2017	Warranty Deed, Transfer BLUE WATER CLEAR TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Prior Sale	Oct 10, 2014 · Amount on Record
Deed Document Number	2017181350
Deed Book / Page	5257 / 1250
Prior Transfer Date	Nov 25, 1996
Prior Transfer Doc	1363002864
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2916 CANOE CIR, SAINT CLOUD, FL 34772-8707
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1780 SUNDANCE DR, SAINT CLOUD, FL 34771-7929

Mortgage

Document Number	0069041464
Date	Jan 07, 2026
Book Page	6904/1464
Instrument	2026002112

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2916 CANOE CIR, SAINT CLOUD, FL 34772-8707
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1780 SUNDANCE DR, SAINT CLOUD, FL 34771-7929

Mortgage

Document Number	0064390132
Date	Jul 11, 2023
Book Page	6439/132
Instrument	2023089340

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2916 CANOE CIR, SAINT CLOUD, FL 34772-8707
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053611714
Date	Jul 05, 2018
Book Page	5361/1714
Instrument	2018102426

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2916 CANOE CIR, SAINT CLOUD, FL 34772-8707
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056812089
Date	Feb 27, 2020
Book Page	5681/2089
Instrument	2020028603

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 12, 2018
Property Address	2916 CANOE CIR, SAINT CLOUD, FL 34772-8707
Document Number	0053482635
Book / Page	005348 / 002635
Instrument Date	Jun 12, 2018
Instrument	90540
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1780 SUNDANCE DR ST CLOUD FL 347717929, ST CLOUD, FL 34771-7929

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 20, 2017
Property Address	2916 CANOE CIR, SAINT CLOUD, FL 34772-8707
Document Number	0052571250
Book / Page	005257 / 001250
Instrument Date	Dec 19, 2017
Instrument	181350
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	BLUE WATER CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8421 S ORANGE BLOSSOM TRL #264 ORLANDO FL 328098248, 264, ORLANDO, FL 32809-8248

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,380.00 (+11.73%)	$252,900 (-2.39%) Land $65,000 Building $187,900	$252,900 (-2.39%) Land $65,000 Building $187,900
2023	$3,920.00 (+11.78%)	$259,100 (+15.31%) Land $60,000 Building $199,100	$259,100 (+15.31%) Land $60,000 Building $199,100
2022	$3,507.00	$224,700 Land $55,000 Building $169,700	$224,700 Land $55,000 Building $169,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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