Osceola County property record for 2914 Canoe Cir, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,212 sqft · built 1996 |
| Lot Size | 0.132 acres (5,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Oct 2022) |
| Tax Bill | $4,000 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-26-30-0071-0001-0190 |
| Primary APN | 22-26-30-0071-0001-0190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| Gross Area | 1,642 sqft |
| 1st Floor Area | 1,212 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,749 sqft (0.132 acres) |
| Lot Dimensions | 109 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 264 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2914 CANOE CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK EST PB 8 PG 8-9 LOT 19 ORD #2005-37 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Tract | 71 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 22-26-30-0071-0001-0190
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2914 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC |
| Aug 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Aug 25, 2017 · Amount on Record |
| Deed Document Number | 2022154721 |
| Deed Book / Page | 6302 / 491 |
| Prior Transfer Date | Oct 10, 2016 |
| Prior Transfer Doc | 0050570408 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2914 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2914 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Investor | Possibly a Property Investor |
| Document Number | 0069392100 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 6939/2100 |
| Instrument | 2026036227 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 19, 2022 |
| Property Address | 2914 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Document Number | 0063020491 |
| Book / Page | 6302 / 491 |
| Map Reference | MB 8 PG 8&9 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022154721 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2914 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Document Number | 0006302493 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 6302/493 |
| Name | CASTLE & COOKE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 25, 2017 |
| Property Address | 2914 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Document Number | 0052000374 |
| Book / Page | 5200 / 0374 |
| Map Reference | MB8 PG8&9 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 2017123388 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 CEDAR ST # 75, 217, SANDPOINT, ID 83864-1410 |
| Name | Verified Name |
|---|---|
| Address | 2914 CANOE CIR, SAINT CLOUD, FL 34772-8703 |
| Document Number | 0052000375 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 5200/0375 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,000.00 (-4.92%) Homeowner's exemption | $266,400 (-2.52%) Land $65,000 Building $201,400 | $266,400 (-2.52%) Land $65,000 Building $201,400 |
| 2024 | $4,207.00 (+1.06%) | ||
| 2023 | $4,163.00 (+104.67%) Homeowner's exemption | $273,300 (+76.31%) Land $60,000 Building $213,300 | $273,300 (+15.27%) Land $60,000 Building $213,300 |
| 2022 | $2,034.00 Homeowner's exemption | $155,015 | $237,100 Land $55,000 Building $182,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 34 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Lumen Technologies | DSL | 140 / 20 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures