2911 Side Saddle Ln, Escondido, CA 92029 Property Records

San Diego County property record for 2911 Side Saddle Ln, Escondido, CA 92029

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,743 sqft · built 2020
Lot Size0.279 acres (12,149 sqft)
Owner2 Individual Names on File
Last Sale$876,500 (Jul 2020)
Tax Bill$17,895 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN235-621-14-00

Property Details

APN / Parcel Number

Primary APN235-621-14-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,743 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area12,149 sqft (0.279 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2911 SIDE SADDLE LN
CityESCONDIDO
StateCA
Zip92029-4855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS88
Legal DescriptionLOT 21 TR 015995
Legal SubdivisionSAN DIEGO #5365-8
Legal Tract015995
Legal Block1
Legal Lot Number21
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1020
Census Tract20311

Owner

2911 Side Saddle Ln is owned and occupied by two individuals who bought it in July 2020.

Source: San Diego County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2911 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 31, 2020Grant Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2020 · Amount on File
Deed SaleJul 31, 2020 · Amount on File
Deed Document Number2020423508
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2911 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855
Transaction TypeMortgage
Record UpdatedApr 24, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2911 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855

Mortgage

Document Number0000096244
DateApr 13, 2023
Instrument2023-0096244
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 31, 2020
Property Address2911 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855
Document Number0000423508
Map ReferenceMAP 15995
Instrument DateJul 24, 2020
Instrument2020-0423508
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCALATLANTIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2911 SIDE SADDLE LN, ESCONDIDO, CA 92029-4855

Mortgage

Document Number0000423509
DateJul 31, 2020
Instrument2020-0423509
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2911 Side Saddle Ln was $17,895 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,000,362 (+2%) Land $176,651 Building $823,711
2025$17,895.00 Homeowner's exemption$980,748 Land $173,188 Building $807,560
2023$17,026.00 (+1.82%) Homeowner's exemption$942,666 Land $166,464 Building $776,202
2022$16,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2911 Side Saddle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2911 Side Saddle Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINCON DEL DIABLO MWD (ID-1)
serves 28,427 people · EPA ID CA3710018
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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