2825 Side Saddle Ln, Escondido, CA 92029 Property Records

San Diego County property record for 2825 Side Saddle Ln, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,743 sqft · built 2020
Lot Size	0.258 acres (11,248 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,700,000 (Aug 2023)
Tax Bill	$27,171 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`235-621-13-00`

Property Details

APN / Parcel Number

Primary APN	`235-621-13-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,743 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	11,248 sqft (0.258 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2825 SIDE SADDLE LN
City	ESCONDIDO
State	CA
Zip	92029-4854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 20 TR 015995
Legal Subdivision	SAN DIEGO #5365-8
Legal Tract	015995
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1018
Census Tract	20311

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15904 DYER LN, SAN DIEGO, CA 92127-6195
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Nov 19, 2020	Grant Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Nov 19, 2020 · Amount on Record
Deed Document Number	2023208796
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 2, 2023
Property Address	2825 SIDE SADDLE LN, ESCONDIDO, CA 92029-4854
Document Number	0000208796
Map Reference	MAP 15995
Instrument Date	Jul 17, 2023
Instrument	2023-0208796
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15904 DYER LN, SAN DIEGO, CA 92127-6195

Mortgage

Document Number	0000208797
Date	Aug 2, 2023
Instrument	2023-0208797

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Max Rate	11.5%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2825 SIDE SADDLE LN, ESCONDIDO, CA 92029-4854
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 SIDE SADDLE LN, ESCONDIDO, CA 92029-4854

Mortgage

Document Number	0000172141
Date	Apr 20, 2022
Instrument	2022-0172141

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2020
Property Address	2825 SIDE SADDLE LN, ESCONDIDO, CA 92029-4854
Document Number	0000736580
Instrument Date	Oct 26, 2020
Instrument	2020-0736580
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALATLANTIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2825 SIDE SADDLE LN, ESCONDIDO, CA 92029-4854

Mortgage

Document Number	0000736581
Date	Nov 19, 2020
Instrument	2020-0736581

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,842,120 (+2%) Land $998,784 Building $843,336
2025	$27,171.00 (+61.47%) Homeowner's exemption	$1,806,000 (+96.76%) Land $979,200 Building $826,800
2023	$16,827.00 (+1.82%)	$917,878 Land $176,868 Building $741,010
2022	$16,527.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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