291 Whisper Dr E, Murray, KY 42071 Property Records

Calloway County property record for 291 Whisper Dr E, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,649 sqft
Owner	Individual Name on Record
Last Sale	$415,000 (Aug 2017)
Tax Bill	$3,690 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-A-0037`

Property Details

APN / Parcel Number

Primary APN	`101-A-0037`
Alternative APN	`2579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,649 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Other
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Patio Area	154 sqft
Greenhouse	600 sqft
Poultry House	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	2579
Street Address	291 WHISPER DR E
City	MURRAY
State	KY
Zip	42071-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101A-37 & 101B-138 WHISPER DRIVE EA
Jurisdiction	CALLOWAY KY
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3002
Census Tract	10100

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	291 WHISPER DR E, MURRAY, KY 42071-4926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 23, 2017	Warranty Deed, Transfer · Commercial Mortgage THE MURRAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Prior Sale	Nov 29, 2012 · Amount on Record
Deed Document Number	622706
Deed Book / Page	1147 / 001
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	291 WHISPER DR E, MURRAY, KY 42071-4926
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001200/400
Date	Jan 18, 2019
Book Page	1200/400
Instrument	632182

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Aug 23, 2017
Property Address	291 WHISPER DR E, MURRAY, KY 42071-4926
Document Number	001147/001
Book / Page	1147 / 001
Map Reference	DB 85 PG 97
Instrument Date	Aug 21, 2017
Instrument	622706
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	S8753 WATERS EDGE WAY, PRAIRIE DU SAC, WI 53578-9657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 WHISPER DR E, MURRAY, KY 42071-4926

Mortgage

Document Number	0000622707
Date	Aug 23, 2017
Instrument	622707

Lender

Name	THE MURRAY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,690.00 (-1.65%)	$415,000 (-)	$415,000 (-)
2023	$3,752.00	$415,000	$415,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER RIDGE WATER SYSTEM serves 273 people · EPA ID KY0180549
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2020–2022) action level 15 ppb
Copper	1.4 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

No cell data coverage reported

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