235 Whisper Dr E, Murray, KY 42071 Property Records

Calloway County property record for 235 Whisper Dr E, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	720 sqft
Lot Size	0.116 acres (5,060 sqft)
Owner	2 Individual Names on Record
Tax Bill	$647 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-B-0062`

Property Details

APN / Parcel Number

Primary APN	`101-B-0062`
Alternative APNs	`93274` `93273`

Interior

Stories	1 Story
Building Area	720 sqft Living Area

Exterior

Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,060 sqft (0.116 acres)
Patio Area	324 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Propane

Location & Zoning

Account Number	93273
Street Address	235 WHISPER DR E
City	MURRAY
State	KY
Zip	42071-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101B-62,63 235 WHISPER DRIVE EAST
Legal Subdivision	CENTER RDG
Jurisdiction	CALLOWAY KY
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3002
Census Tract	10100

Owner

Source: Calloway County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 S SUMMER LN, EAST PRAIRIE, MO 63845-9166
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF CHARLESTON
Apr 28, 2022	Deed of Trust, Mortgage CITIZENS BANK OF CHARLESTON
Apr 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 30, 2008
Transfer Doc	000778/715
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	235 WHISPER DR E, MURRAY, KY 42071-4926
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 S SUMMER LN, EAST PRAIRIE, MO 63845-9166

Mortgage

Document Number	001417/221
Date	May 23, 2023
Book Page	1417/221
Instrument	683776

Lender

Name	CITIZENS BANK OF CHARLESTON
Type	Bank
Address	CHARLESTON, MO 63834

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	235 WHISPER DR E, MURRAY, KY 42071-4926
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 S SUMMER LN, EAST PRAIRIE, MO 63845-9166

Mortgage

Document Number	001368/542
Date	Apr 28, 2022
Book Page	1368/542
Instrument	656904

Lender

Name	CITIZENS BANK OF CHARLESTON
Type	Bank
Address	CHARLESTON, MO 63834

Agreement

Amount	Amount Recorded

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Apr 15, 2022
Property Address	235 WHISPER DR E, MURRAY, KY 42071-4926
Document Number	001366/295
Book / Page	1366 / 295
Map Reference	MB 2 PG 22 SL 22
Instrument Date	Apr 5, 2022
Instrument	656576
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 HEMLOCK ST, EAST PRAIRIE, MO 63845-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	76 S SUMMER LN, EAST PRAIRIE, MO 63845-9166

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$647.00 (-1.52%)	$70,000 (-)	$70,000 (-)
2023	$657.00	$70,000	$70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER RIDGE WATER SYSTEM serves 273 people · EPA ID KY0180549
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2020–2022) action level 15 ppb
Copper	1.4 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

No cell data coverage reported

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