242 Whisper Dr E, Murray, KY 42071 Property Records

Calloway County property record for 242 Whisper Dr E, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	1,256 sqft
Lot Size	0.315 acres (13,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,000 (Mar 2026)
Tax Bill	$734 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-B-0069`

Property Details

APN / Parcel Number

Primary APN	`101-B-0069`
Alternative APNs	`94529` `94528`

Interior

Stories	1 Story
Building Area	1,256 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Adobe
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,761 sqft (0.315 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Patio Area	98 sqft
Greenhouse	336 sqft
Poultry House	276 sqft

Location & Zoning

Account Number	94528
Street Address	242 WHISPER DR E
City	MURRAY
State	KY
Zip	42071-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101B-69,70 WHISPER DRIVE EAST
Legal Subdivision	CENTER RDG
Jurisdiction	CALLOWAY KY
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3002
Census Tract	10100

Owner

Source: Calloway County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	242 WHISPER DR E, MURRAY, KY 42071-4926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Aug 23, 2022	Intrafamily Transfer, Transfer
Jul 8, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	2026724910
Deed Book / Page	1535 / 177
Prior Transfer Date	Aug 8, 2022
Prior Transfer Doc	0000659389
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Mar 16, 2026
Property Address	242 WHISPER DR E, MURRAY, KY 42071-4926
Document Number	001535/177
Book / Page	1535 / 177
Map Reference	MB 2 PG 22
Instrument Date	Mar 12, 2026
Instrument	724910
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	242 WHISPER DR E, MURRAY, KY 42071-4926

Mortgage

Document Number	001535/182
Date	Mar 16, 2026
Book Page	1535/182
Instrument	724911

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Aug 23, 2022
Property Address	242 WHISPER DR E, MURRAY, KY 42071-4926
Document Number	001385/135
Book / Page	1385 / 135
Map Reference	MB 2 PG 22
Instrument Date	Aug 8, 2022
Instrument	659389
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 E STATE HIGHWAY 162F, PORTAGEVILLE, MO 63873

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	706 E STATE HIGHWAY 162, PORTAGEVILLE, MO 63873-9107

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jul 8, 2020
Property Address	242 WHISPER DR E, MURRAY, KY 42071-4926
Document Number	001261/475
Book / Page	1261 / 475
Map Reference	MB 2 PG 22
Instrument Date	Jun 29, 2020
Instrument	642106
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	199 MILLAR RD, EAST PRAIRIE, MO 63845-1180

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 E STATE HIGHWAY 162, PORTAGEVILLE, MO 63873-9107

Mortgage

Document Number	0000642107
Date	Jul 8, 2020
Instrument	642107

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$734.00 (-1.61%)	$79,900 (-)	$79,900 (-)
2023	$746.00	$79,900	$79,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER RIDGE WATER SYSTEM serves 273 people · EPA ID KY0180549
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2020–2022) action level 15 ppb
Copper	1.4 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

No cell data coverage reported

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