Calloway County property record for 274 Whisper Dr E, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft |
| Lot Size | 0.083 acres (3,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Sep 2025) |
| Tax Bill | $823 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-B-0068 |
| Primary APN | 101-B-0068 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 864 sqft Living Area |
| Exterior Material | Composition/Composite |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,650 sqft (0.083 acres) |
| Garage Type | Carport |
| Garage Area | 377 sqft |
| Carport | Carport |
| Carport Area | 377 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 260 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Solar |
| Account Number | 96983 |
|---|---|
| Street Address | 274 WHISPER DR E |
| City | MURRAY |
| State | KY |
| Zip | 42071-4926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 274 WHISPER DRIVE EAST CENTER RIDG |
| Legal Subdivision | CENTER RIDGE SUBDIVISION |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | SHILOH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10100 |
Source: Calloway County records · APN 101-B-0068
Assessment roll updated December 23, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2875 SCHLEY RD, ADAIRVILLE, KY 42202-8933 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Sep 22, 2025 | Warranty Deed, Transfer · Line of Credit LEWISBURG BANKING COMPANY |
| Aug 18, 2017 | Warranty Deed, Transfer · Commercial Mortgage THE MURRAY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Aug 18, 2017 · Amount on Record |
| Deed Document Number | 2025722252 |
| Deed Book / Page | 1516 / 244 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Apr 23, 2026 |
| Property Address | 274 WHISPER DR E, MURRAY, KY 42071-4926 |
| Document Number | 0000725540 |
| Book / Page | 1539 / 723 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 2026725540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 2875 SCHLEY RD, ADAIRVILLE, KY 42202-8933 |
| Document Number | 0000725540, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 1539/723 |
| Instrument | 2026725540 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 08, 2031 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Sep 22, 2025 |
| Property Address | 274 WHISPER DR E, MURRAY, KY 42071-4926 |
| Document Number | 001516/244 |
| Book / Page | 1516 / 244 |
| Map Reference | MB 2 PG 22 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 722252 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2532 S 423RD RD, EAST PRAIRIE, MO 63845-8909 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2875 SCHLEY RD, ADAIRVILLE, KY 42202-8933 |
| Document Number | 0000722253 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 722253 |
| Name | LEWISBURG BANKING COMPANY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 11, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Aug 18, 2017 |
| Property Address | 274 WHISPER DR E, MURRAY, KY 42071-4926 |
| Document Number | 001146/256 |
| Book / Page | 1146 / 256 |
| Map Reference | MB 2 PG 22 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 622615 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | HC 64 BOX 4657, MARBLE HILL, MO 63764-9408 |
| Name | Verified Name |
|---|---|
| Address | 232 JANIE LN, EAST PRAIRIE, MO 63845-9237 |
| Document Number | 0000622616 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 622616 |
| Name | THE MURRAY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 05, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Calloway County records · Assessment roll updated December 23, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $823.00 (+1.23%) | $90,000 (-) | $90,000 (-) |
| 2024 | $813.00 (-2.87%) | $90,000 (-) | $90,000 (-) |
| 2023 | $837.00 | $90,000 | $90,000 |
Source: FEMA National Flood Hazard Layer, Calloway County (21035C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210350101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 115 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Corp. Fiber | 2,000 / 2,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
No cell data coverage reported
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CENTER RIDGE WATER SYSTEM serves 273 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2020–2022) action level 15 ppb |
| Copper | 1.4 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Dec 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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