291 Red Cedar St, Bluffton, SC 29910 Property Records

Beaufort County property record for 291 Red Cedar St, Bluffton, SC 29910

Property Summary

Property Type	Commercial Office
Details	7,864 sqft · built 2024
Lot Size	1.06 acres (46,174 sqft)
Owner	Company Name on Record
Last Sale	$262,000 (Feb 2019)
Tax Bill	$45,843 (2025)
Deeds & Mortgages	May 2022 Construction Loan Feb 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R61003100013810000`

Property Details

APN / Parcel Number

Primary APN	`R61003100013810000`
Alternative APN	`13093361`

Interior

Units	3 Units
Building Area	7,864 sqft Total Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	46,174 sqft (1.06 acres)

Location & Zoning

Street Address	291 RED CEDAR ST
City	BLUFFTON
State	SC
Zip	29910-8985
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	6106
Legal Description	LOT 45 BLUFFTON PARK PH 1PB115 P108 PB119 P185 50FT SHARED ACCESS ESMT PB127 P11
Legal Subdivision	BLUFFTON PARK BUISNESS DISTR
Legal Phase	1P
Legal Lot Number	45
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3009
Census Tract	2107

Owner

Source: Beaufort County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19 PROMENADE ST, 201, BLUFFTON, SC 29910-7037
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 5, 2019	Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on Record
Deed Sale	Feb 5, 2019 · Amount on Record
Prior Sale	Jan 4, 2007 · Amount on Record
Deed Document Number	20196400
Deed Book / Page	3735 / 2572
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	291 RED CEDAR ST, BLUFFTON, SC 29910-8985
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 NORMANDY AVE, BLUFFTON, SC 29910-7310

Mortgage

Document Number	0000025673
Date	May 2, 2022
Book Page	4141/759
Instrument	2022025673

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	131 Months
Due	Apr 29, 2033

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 5, 2019
Property Address	291 RED CEDAR ST, BLUFFTON, SC 29910-8985
Document Number	0000006400
Book / Page	3735 / 2572
Map Reference	MB 119 PG 34
Instrument Date	Jan 31, 2019
Instrument	2019006400
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$969.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 PROMENADE ST # 201, 201, BLUFFTON, SC 29910-7037

Mortgage

Document Number	0000006401
Date	Feb 5, 2019
Instrument	2019006401

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Feb 5, 2022

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$45,843.00 (+685.52%)	$158,780 (+778.21%)
2024	$5,836.00 (+12.32%)	$18,080 (-)	$424,000 (-84.69%) Land $424,000
2023	$5,196.00 (+9.71%)	$18,080 (+15.01%)	$2,769,000 (+956.87%) Land $424,000 Building $2,345,000
2022	$4,736.00	$15,720	$262,000 Land $262,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 units insured incl. 36 condo units
Nearby Flood Claims	9 (1995–2026)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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