285 Red Cedar St, Bluffton, SC 29910 Property Records

Beaufort County property record for 285 Red Cedar St, Bluffton, SC 29910

Property Summary

Property Type	Commercial
Lot Size	0.82 acres (35,719 sqft)
Owner	Company Name on File
Last Sale	$3,900,000 (May 2026)
Tax Bill	$4,529 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R61003100013820000`

Property Details

APN / Parcel Number

Primary APN	`R61003100013820000`
Alternative APN	`13093370`

Exterior

Lot Area	35,719 sqft (0.82 acres)

Location & Zoning

Street Address	285 RED CEDAR ST
City	BLUFFTON
State	SC
Zip	29910-8948
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	6106
Legal Description	LOT 46 BLUFFTON PARK PH 1PB115 P108 PB119 P185 50FT SHARED ACCESS ESMT PB127 P11
Legal Subdivision	BLUFFTON PARK BUISNESS DISTR
Legal Phase	1P
Legal Lot Number	46
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3009
Census Tract	2107

Owner

285 Red Cedar St, a commercial property, is owned by a company that bought it in May 2026.

Source: Beaufort County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1229, BLUFFTON, SC 29910-1229
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer · Conventional Mortgage COASTALSTATES BANK
Oct 21, 2020	Deed of Trust, Mortgage TD BK NA
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit PROVIDENT BUSINESS FINANCIAL SERVICES IN PROVIDENT BUSINESS FINANCIAL SERVICES IN
Oct 16, 2020	Deed of Trust, Mortgage TD BK NA
Sep 2, 2020	Warranty Deed, Transfer · Commercial Mortgage TD BANK NA
Dec 5, 2019	Grant Deed, Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Sep 2, 2020 · Amount on File
Deed Document Number	202622300
Deed Book / Page	4540 / 1158
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 20, 2026
Property Address	285 RED CEDAR ST, BLUFFTON, SC 29910-8948
Document Number	0000022300
Book / Page	4540 / 1158
Instrument Date	May 13, 2026
Instrument	202622300
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$1,457,430.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000022301,
Date	May 20, 2026
Instrument	202622301

Lender

Name	COASTALSTATES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	285 RED CEDAR ST, BLUFFTON, SC 29910-8948
Document Number	0000060669
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 MAIDENCANE ST BLUFFTON SC 299108933, BLUFFTON, SC 29910-8933

Mortgage

Document Number	0000060669
Date	Oct 21, 2020
Book Page	003924/001772
Instrument	60669

Lender

Name	TD BK NA
Type	Bank
Address	PO BOX 1029, GREENVILLE, SC 29602-1029

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2030

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	285 RED CEDAR ST, BLUFFTON, SC 29910-8948
Document Number	0000059512
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	285 RED CEDAR ST BLUFFTON SC 299108948, BLUFFTON, SC 29910-8948

Mortgage

Document Number	0000059512
Date	Oct 16, 2020
Book Page	003922/001689
Instrument	59512

Lender

Name	PROVIDENT BUSINESS FINANCIAL SERVICES IN PROVIDENT BUSINESS FINANCIAL SERVICES IN
Type	Bank
Address	3125 HEBRON DR # 201, WEST COLUMBIA, SC 29169-3047

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 15, 2045

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	285 RED CEDAR ST, BLUFFTON, SC 29910-8948
Document Number	0000059596
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	285 RED CEDAR ST BLUFFTON SC 299108948, BLUFFTON, SC 29910-8948

Mortgage

Document Number	0000059596
Date	Oct 16, 2020
Book Page	003922/002190
Instrument	59596

Lender

Name	TD BK NA
Type	Bank
Address	PO BOX 1029, GREENVILLE, SC 29602-1029

Agreement

Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 2, 2020
Property Address	285 RED CEDAR ST, BLUFFTON, SC 29910-8948
Document Number	0000048941
Book / Page	3903 / 3398
Instrument Date	Aug 28, 2020
Instrument	2020048941
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Tax	$6,383.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 HIGHWAY 160 W STE 101, 101, FORT MILL, SC 29708-8009

Mortgage

Document Number	0000048943
Date	Sep 2, 2020
Instrument	2020048943

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000048945
Date	Sep 2, 2020
Book Page	3904/70
Instrument	2020048945

Lender

Name	TD BANK NA
Type	Bank
Address	GREENVILLE, SC 29602

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 5, 2019
Property Address	285 RED CEDAR ST, BLUFFTON, SC 29910-8948
Book / Page	003817 / 001433
Instrument Date	Dec 4, 2019
Instrument	65494
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	357 RED CEDAR ST BLUFFTON SC 299108906, BLUFFTON, SC 29910-8906

Mortgage

Document Number	0000065494
Date	Dec 5, 2019
Book Page	003817/001433
Instrument	65494

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	1320 MAIN ST # 300, COLUMBIA, SC 29201-3266

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 285 Red Cedar St was $4,529, up 1.4% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,529.00 (+1.39%)	$14,710 (-)
2024	$4,467.00	$14,710 (-)	$328,000 (-) Land $328,000
2023	$4,467.00 (+9.14%)	$14,710 (+15.01%)	$328,000 (+53.85%) Land $328,000
2022	$4,093.00	$12,790	$213,200 Land $213,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 285 Red Cedar St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 109 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 units insured incl. 36 condo units
Nearby Flood Claims	9 (1995–2026)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Red Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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