2909 186th St E, Tacoma, WA 98445 Property Records

Pierce County property record for 2909 186th St E, Tacoma, WA 98445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,806 sqft · built 2003
Lot Size0.084 acres (3,677 sqft)
Owner2 Individual Names on Record
Last Sale$188,850 (Feb 2004)
Tax Bill$4,834 (2025)
Deeds & MortgagesAug 2013 Loan Modification
Flood ZoneZone X (minimal risk)
APN500304-0-610

Property Details

APN / Parcel Number

Primary APN500304-0-610

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,806 sqft Living Area
Gross Area378 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,677 sqft (0.084 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2909 186TH ST E
CityTACOMA
StateWA
Zip98445-4369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMSF
Legal DescriptionSECTION 35 TOWNSHIP 19 RANGE 03 QUARTER 31 STONERIDGE PDD: STONERIDGE PDD NE OF SW 35-19-03E L 61 APPROX 3,677 SQ FT EASE OF REC OUT OF 2-081, 2-063, 2-050, 2-132, 2-700, 2-048, 3-010, 3-009, 3-011 & 3-012 SEG R0335 10/28/02MD
Legal Range03
Legal Township19
Legal Section35
Legal SubdivisionSTONERIDGE PDD
Legal Lot Number61
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group4
Census Block4001
Census Tract71412

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2909 186TH ST E, TACOMA, WA 98445-4369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2004 · Amount on Record
Deed SaleFeb 27, 2004 · Amount on Record
Prior SaleJun 3, 2003 · Amount on Record
Deed Document Number20041602
Record UpdatedSep 20, 2026

August 2013: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPIERCE WA
Property Address2909 186TH ST E, TACOMA, WA 98445-4369
Document Number1711020263
Instrument DateAug 19, 2013
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2909 186TH ST E TACOMA WA 984454369, TACOMA, WA 98445-4369

Mortgage

Document Number1711020263
DateNov 2, 2017
Instrument201711020263
Lender
NamePNC MTG
TypeMortgage Company
AddressMIAMISBURG, OH 45342
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueNov 1, 2042
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$420,800 (+5.73%) Land $153,300 Building $267,500$420,800 (+5.73%) Land $153,300 Building $267,500
2025$4,834.00 (+3.22%)
2024$4,683.00 (-4%)$398,000 (-6.02%) Land $162,400 Building $235,600$398,000 (-6.02%) Land $162,400 Building $235,600
2023$4,878.00$423,500 Land $161,500 Building $262,000$423,500 Land $161,500 Building $262,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.1% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPANAWAY WATER COMPANY
private · serves 34,506 people · EPA ID WA5382850
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Lightcurve
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20

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