2905 186th St E, Tacoma, WA 98445 Property Records

Pierce County property record for 2905 186th St E, Tacoma, WA 98445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,632 sqft · built 2003
Lot Size	0.088 acres (3,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (May 2022)
Tax Bill	$4,708 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500304-0-600`

Property Details

APN / Parcel Number

Primary APN	`500304-0-600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	1,994 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	3,841 sqft (0.088 acres)
Garage Type	Attached
Garage Area	362 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2905 186TH ST E
City	TACOMA
State	WA
Zip	98445-4369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 35 TOWNSHIP 19 RANGE 03 QUARTER 31 STONERIDGE PDD L 60 EASE OF REC OUT OF 2-081, 2-063, 2-050, 2-132, 2-700, 2-048, 3-010, 3-009, 3-011 & 3-012 SEG R0335 10/28/02MD
Legal Range	03
Legal Township	19
Legal Section	35
Legal Subdivision	STONERIDGE PDD
Legal Lot Number	60
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	4
Census Block	4001
Census Tract	71412

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2905 186TH ST E, TACOMA, WA 98445-4369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Sep 8, 2005 · Amount on Record
Deed Document Number	2022601
Prior Transfer Date	Sep 5, 2008
Prior Transfer Doc	0000000528
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 27, 2022
Property Address	2905 186TH ST E, TACOMA, WA 98445-4369
Document Number	0005270601
Map Reference	AF 200210175001
Instrument Date	May 16, 2022
Instrument	202205270601
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	EQUITY TITLE/AMERICA LLC, EQUITY TITLE OF WA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 186TH ST E, TACOMA, WA 98445-4369

Mortgage

Document Number	0005270602
Date	May 27, 2022
Instrument	202205270602

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,708.00 (+0.34%)	$407,700 (+5.62%) Land $155,000 Building $252,700	$407,700 (+5.62%) Land $155,000 Building $252,700
2025	$4,692.00 (+3.33%)
2024	$4,541.00 (-3.87%)	$386,000 (-5.85%) Land $164,200 Building $221,800	$386,000 (-5.85%) Land $164,200 Building $221,800
2023	$4,724.00	$410,000 Land $163,200 Building $246,800	$410,000 Land $163,200 Building $246,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Lightcurve Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20