2805 186th St E, Tacoma, WA 98445 Property Records

Pierce County property record for 2805 186th St E, Tacoma, WA 98445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,472 sqft · built 2003
Lot Size	0.091 acres (3,952 sqft)
Owner	2 Individual Names on File
Last Sale	$148,000 (Aug 2003)
Tax Bill	$4,517 (2026)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500304-0-570`

Property Details

APN / Parcel Number

Primary APN	`500304-0-570`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,472 sqft Living Area
Gross Area	1,843 sqft
Attic	Attic
Attic Area	204 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,952 sqft (0.091 acres)
Garage Type	Attached
Garage Area	371 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2805 186TH ST E
City	TACOMA
State	WA
Zip	98445-4368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 35 TOWNSHIP 19 RANGE 03 QUARTER 31 STONERIDGE PDD: STONERIDGE PDD NE OF SW 35-19-03E L 57 APPROX 3,952 SQ FT EASE OF REC OUT OF 2-081, 2-063, 2-050, 2-132, 2-700, 2-048, 3-010, 3-009, 3-011 & 3-012 SEG R0335 10/28/02MD
Legal Range	03
Legal Township	19
Legal Section	35
Legal Subdivision	STONERIDGE PDD
Legal Lot Number	57
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	4
Census Block	4001
Census Tract	71412

Owner

2805 186th St E is owned and occupied by two individuals who acquired it in December 2020.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2805 186TH ST E, TACOMA, WA 98445-4368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2003 · Amount on File
Deed Sale	Aug 27, 2003 · Amount on File
Prior Sale	Nov 19, 2002 · Amount on File
Deed Document Number	20031441
Last Transfer Date	Dec 26, 2020
Transfer Doc	0000000017
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jul 11, 2022
Property Address	2805 186TH ST E, TACOMA, WA 98445-4368
Document Number	0007110017
Map Reference	DOC 200210175001
Instrument Date	Dec 26, 2020
Instrument	202207110017
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0007110018
Date	Jul 11, 2022
Instrument	202207110018

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	162 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 2805 186th St E was $4,517, up 0.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,517.00 (+0.2%)	$389,900 Land $156,100 Building $233,800	$389,900 Land $156,100 Building $233,800
2025	$4,508.00 (+3.16%)
2024	$4,370.00 (-3.66%)	$370,900 (-5.62%) Land $165,400 Building $205,500	$370,900 (-5.62%) Land $165,400 Building $205,500
2023	$4,536.00	$393,000 Land $164,400 Building $228,600	$393,000 Land $164,400 Building $228,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2805 186th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2805 186th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Lightcurve Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20