Pierce County property record for 2913 186th St E, Tacoma, WA 98445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,632 sqft · built 2003 |
| Lot Size | 0.096 acres (4,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Nov 2023) |
| Tax Bill | $4,709 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Sep 2020 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500304-0-620 |
| Primary APN | 500304-0-620 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 1,994 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,185 sqft (0.096 acres) |
| Garage Type | Attached |
| Garage Area | 362 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2913 186TH ST E |
|---|---|
| City | TACOMA |
| State | WA |
| Zip | 98445-4369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MSF |
| Legal Description | SECTION 35 TOWNSHIP 19 RANGE 03 QUARTER 31 STONERIDGE PDD L 62 EASE OF REC OUT OF 2-081, 2-063, 2-050, 2-132, 2-700, 2-048, 3-010, 3-009, 3-011 & 3-012 SEG R0335 10/28/02MD |
| Legal Subdivision | STONERIDGE PDD |
| Legal Lot Number | 62 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 71412 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Nov 8, 2023 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 11, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 7, 2017 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2023 · Amount on Record |
| Deed Sale | Nov 8, 2023 · Amount on Record |
| Prior Sale | Nov 20, 2003 · Amount on Record |
| Deed Document Number | 2023195 |
| Prior Transfer Date | Jun 22, 2017 |
| Prior Transfer Doc | 0000000360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Nov 8, 2023 |
| Property Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Document Number | 0011080195 |
| Map Reference | AF 200210175001 |
| Instrument Date | Nov 5, 2023 |
| Instrument | 202311080195 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,280.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Document Number | 0011080196 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 202311080196 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Number | 0011080197 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 202311080197 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0009160216 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 202009160216 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0003170002 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 202103170002 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0006290171 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 202106290171 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | SERVICE LINK |
| Name | Verified Name |
|---|
| Document Number | 0011300300 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 202111300300 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Document Number | 0002110443 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 202202110443 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | TACOMA, WA 98465 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Document Number | 1911250574 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2913 186TH ST E TACOMA WA 984454369, TACOMA, WA 98445-4369 |
| Document Number | 1911250574 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 201911250574 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Document Number | 1906140370 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2913 186TH ST E TACOMA WA 984454369, TACOMA, WA 98445-4369 |
| Document Number | 1906140370 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 201906140370 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Document Number | 1901030014 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2913 186TH ST E TACOMA WA 984454369, TACOMA, WA 98445-4369 |
| Document Number | 1901030014 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 201901030014 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DTROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Sep 7, 2017 |
| Property Address | 2913 186TH ST E, TACOMA, WA 98445-4369 |
| Document Number | 1709070360 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 201709070360 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2913 186TH ST E TACOMA WA 984454369, TACOMA, WA 98445-4369 |
| Document Number | 1709070361 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 201709070361 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2047 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,709.00 (+0.3%) | $407,400 (+5.43%) Land $158,300 Building $249,100 | $407,400 (+5.43%) Land $158,300 Building $249,100 |
| 2025 | $4,695.00 (+3.28%) | ||
| 2024 | $4,546.00 (-3.79%) | $386,400 (-5.78%) Land $167,700 Building $218,700 | $386,400 (-5.78%) Land $167,700 Building $218,700 |
| 2023 | $4,725.00 | $410,100 Land $166,800 Building $243,300 | $410,100 Land $166,800 Building $243,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.1% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Lightcurve Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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