2905 Union St, San Diego, CA 92103 Property Records

San Diego County property record for 2905 Union St, San Diego, CA 92103

Property Summary

Property TypeSingle Family Home
Details1 bd · 2.5 ba · 2,309 sqft · built 1931
Lot Size0.198 acres (8,621 sqft)
OwnerCompany Name on File
Last Sale$10,000 (Jun 1999)
Tax Bill$5,061 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN451-644-06-00

Property Details

APN / Parcel Number

Primary APN451-644-06-00

Interior

Bedrooms1 Bed
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,309 sqft Living Area

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Lot Area8,621 sqft (0.198 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2905 UNION ST
CitySAN DIEGO
StateCA
Zip92103-6033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2-5
Legal DescriptionBLK 110 LOT 6 ST CLSD ADJ& TR CC1-1874
Legal SubdivisionMIDDLETOWN
Legal TractCC1-1874
Legal Block110
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1006
Census Tract6100

Owner

2905 Union St is owned by a company that bought it in June 1999 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address2905 UNION ST, SAN DIEGO, CA 92103-6033
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
RECOVCO MORTGAGE MANAGEMENT LLC
Feb 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 1999 · Amount on File
Deed SaleJun 29, 1999 · Amount on File
Deed Document Number1999450565
Prior Transfer DateOct 7, 1993
Prior Transfer Doc0000711496
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2905 UNION ST, SAN DIEGO, CA 92103-6033
Transaction TypeMortgage
Record UpdatedDec 9, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 UNION ST, SAN DIEGO, CA 92103-6033

Mortgage

Document Number0000783348
DateDec 7, 2020
Instrument2020-0783348
Lender
NameRECOVCO MORTGAGE MANAGEMENT LLC
TypeNon-Lending Institution
AddressIRVING, TX 75038
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2905 UNION ST, SAN DIEGO, CA 92103-6033
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079710
DateFeb 17, 2017
Instrument2017-0079710
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2905 Union St was $5,061 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$374,117 (+2%) Land $60,294 Building $313,823
2025$5,061.00 Homeowner's exemption$366,782 Land $59,112 Building $307,670
2023$4,266.00 (+2.77%) Homeowner's exemption$352,541 Land $56,817 Building $295,724
2022$4,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2905 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2905 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Google Fiber.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number