San Diego County property record for 2905 Union St, San Diego, CA 92103
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 2,309 sqft · built 1931 |
| Lot Size | 0.198 acres (8,621 sqft) |
| Owner | Company Name on File |
| Last Sale | $10,000 (Jun 1999) |
| Tax Bill | $5,061 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 451-644-06-00 |
| Primary APN | 451-644-06-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,309 sqft Living Area |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Lot Area | 8,621 sqft (0.198 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2905 UNION ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92103-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2-5 |
| Legal Description | BLK 110 LOT 6 ST CLSD ADJ& TR CC1-1874 |
| Legal Subdivision | MIDDLETOWN |
| Legal Tract | CC1-1874 |
| Legal Block | 110 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6100 |
2905 Union St is owned by a company that bought it in June 1999 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2905 UNION ST, SAN DIEGO, CA 92103-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RECOVCO MORTGAGE MANAGEMENT LLC |
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 1999 · Amount on File |
| Deed Sale | Jun 29, 1999 · Amount on File |
| Deed Document Number | 1999450565 |
| Prior Transfer Date | Oct 7, 1993 |
| Prior Transfer Doc | 0000711496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2905 UNION ST, SAN DIEGO, CA 92103-6033 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2905 UNION ST, SAN DIEGO, CA 92103-6033 |
| Document Number | 0000783348 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-0783348 |
| Name | RECOVCO MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVING, TX 75038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2905 UNION ST, SAN DIEGO, CA 92103-6033 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000079710 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 2017-0079710 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 2905 Union St was $5,061 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $374,117 (+2%) Land $60,294 Building $313,823 | |
| 2025 | $5,061.00 Homeowner's exemption | $366,782 Land $59,112 Building $307,670 |
| 2023 | $4,266.00 (+2.77%) Homeowner's exemption | $352,541 Land $56,817 Building $295,724 |
| 2022 | $4,151.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2905 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2905 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber.
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