San Diego County property record for 2855 Union St, San Diego, CA 92103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,078 sqft · built 1977 |
| Lot Size | 0.25 acres (10,876 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,450,000 (Jul 2025) |
| Tax Bill | $16,288 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 451-672-15-00 |
| Primary APN | 451-672-15-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,078 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood Siding |
| Roof Material | Wood Shingle |
| Lot Area | 10,876 sqft (0.25 acres) |
| View / Lot | Good |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2855 UNION ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92103-6031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR-1-1 |
| Legal Description | LOT 3 TR 008255 |
| Legal Subdivision | UNION SUB |
| Legal Tract | 008255 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6100 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2855 UNION ST, SAN DIEGO, CA 92103-6031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 23, 2020 | Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Aug 30, 2017 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on Record |
| Deed Sale | Jul 7, 2025 · Amount on Record |
| Prior Sale | Nov 23, 2020 · Amount on Record |
| Deed Document Number | 2025179385 |
| Prior Transfer Date | Jun 7, 2001 |
| Prior Transfer Doc | 0000382769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 23, 2020 |
| Property Address | 2855 UNION ST, SAN DIEGO, CA 92103-6031 |
| Document Number | 0000743792 |
| Map Reference | MAP 8255 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 2020-0743792 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2855 UNION ST, SAN DIEGO, CA 92103-6031 |
| Document Number | 0000743793 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020-0743793 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 30, 2017 |
| Property Address | 2855 UNION ST, SAN DIEGO, CA 92103-6031 |
| Document Number | 0000398065 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 398065 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2855 UNION ST SAN DIEGO CA 921036031, SAN DIEGO, CA 92103-6031 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,450,000 (+11.63%) Land $1,050,000 Building $400,000 | |
| 2025 | $16,288.00 (+6.26%) | $1,298,917 (+4.04%) Land $865,945 Building $432,972 |
| 2023 | $15,328.00 (+2.73%) | $1,248,480 Land $832,320 Building $416,160 |
| 2022 | $14,921.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber.
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