2866 Union St, San Diego, CA 92103 Property Records

San Diego County property record for 2866 Union St, San Diego, CA 92103

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,908 sqft · built 1946
Lot Size	0.149 acres (6,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Apr 2018)
Tax Bill	$13,254 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`451-671-12-00`

Property Details

APN / Parcel Number

Primary APN	`451-671-12-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	6,480 sqft (0.149 acres)
View / Lot	Good

Location & Zoning

Street Address	2866 UNION ST
City	SAN DIEGO
State	CA
Zip	92103-6032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2-5
Legal Description	BLK 100 POR TR CC1-1874
Legal Subdivision	MIDDLETOWN
Legal Tract	CC1-1874
Legal Block	100
Legal Lot Number	2,3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2023
Census Tract	6100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2866 UNION ST, SAN DIEGO, CA 92103-6032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 1, 2020	Quit Claim Deed, Transfer HOMEPLUS CORP
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 4, 2018	Grant Deed, Transfer GUARANTEED RATE
Nov 16, 2017	Grant Deed, Transfer EQUITY TITLE-SAN DIEGO
Apr 28, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2018 · Amount on Record
Deed Sale	Apr 4, 2018 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	2018133598
Last Transfer Date	Jun 29, 2020
Transfer Doc	0000347495
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2866 UNION ST, SAN DIEGO, CA 92103-6032
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2866 UNION ST, SAN DIEGO, CA 92103-6032

Mortgage

Document Number	0000759887
Date	Nov 1, 2021
Instrument	2021-0759887

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2866 UNION ST, SAN DIEGO, CA 92103-6032
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2866 UNION ST, SAN DIEGO, CA 92103-6032

Mortgage

Document Number	0000223210
Date	Mar 23, 2021
Instrument	2021-0223210

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2020
Property Address	2866 UNION ST, SAN DIEGO, CA 92103-6032
Document Number	0000347495
Instrument Date	Jun 29, 2020
Instrument	347495
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2866 UNION ST SAN DIEGO CA 921036032, SAN DIEGO, CA 92103-6032

Mortgage

Document Number	347496
Date	Jul 1, 2020
Instrument	347496

Lender

Name	HOMEPLUS CORP
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2866 UNION ST, SAN DIEGO, CA 92103-6032
Document Number	0000154106
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2866 UNION ST SAN DIEGO CA 921036032, SAN DIEGO, CA 92103-6032

Mortgage

Document Number	0000154106
Date	Mar 25, 2020
Instrument	154106

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 4, 2018
Property Address	2866 UNION ST, SAN DIEGO, CA 92103-6032
Document Number	0000133598
Instrument Date	Mar 5, 2018
Instrument	133598
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	CHICAGO TITLE COMPANY-SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2866 UNION ST SAN DIEGO CA 921036032, SAN DIEGO, CA 92103-6032

Mortgage

Document Number	133599
Date	Apr 4, 2018
Instrument	133599

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2017
Property Address	2866 UNION ST, SAN DIEGO, CA 92103-6032
Document Number	0000536104
Instrument Date	Oct 20, 2017
Instrument	536104
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	EQUITY TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$891.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3365 OCEAN FRONT WALK #C4 SAN DIEGO CA 921097612, C4, SAN DIEGO, CA 92109-7612

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2017
Property Address	2866 UNION ST, SAN DIEGO, CA 92103-6032
Document Number	0000191829
Instrument Date	Apr 28, 2017
Instrument	191829
Transaction Type	Transfer
Record Updated	May 4, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43364 BALLEW WAY HEMET CA 925441907, HEMET, CA 92544-1907

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,084,687 (+2%) Land $928,466 Building $156,221
2025	$13,254.00 (+6.3%) Homeowner's exemption	$1,063,419 (+4.04%) Land $910,261 Building $153,158
2023	$12,469.00 (+2.74%) Homeowner's exemption	$1,022,126 Land $874,915 Building $147,211
2022	$12,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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