2874 Union St, San Diego, CA 92103 Property Records

San Diego County property record for 2874 Union St, San Diego, CA 92103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,775 sqft · built 1980
Lot Size	0.71 acres (3,079 sqft)
Owner	2 Individual Names on File
Last Sale	$650,500 (May 2019)
Tax Bill	$10,658 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`451-671-14-00`

Property Details

APN / Parcel Number

Primary APN	`451-671-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,079 sqft (0.71 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2874 UNION ST
City	SAN DIEGO
State	CA
Zip	92103-6032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2-5
Legal Description	BLK 100 LOT 15 /EXC SWLY 31 FT/ & /EXC SELY 4 FT/ TR CC1-1874
Legal Subdivision	MIDDLETOWN
Legal Tract	CC1-1874
Legal Block	100
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2023
Census Tract	6100

Owner

2874 Union St is owned and occupied by two individuals who bought it in May 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2874 UNION ST, SAN DIEGO, CA 92103-6032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Jul 30, 2010 · Amount on File
Deed Document Number	2019208394
Prior Transfer Date	May 21, 2019
Prior Transfer Doc	0000208394
Record Updated	Oct 29, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 31, 2019
Property Address	2874 UNION ST, SAN DIEGO, CA 92103-6032
Document Number	0000208394
Instrument Date	May 21, 2019
Instrument	2019-0208394
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE SOURCE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2874 UNION ST, SAN DIEGO, CA 92103-6032

Mortgage

Document Number	0000208395
Date	May 31, 2019
Instrument	2019-0208395

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2874 Union St was $10,658 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$873,079 (+2%) Land $532,699 Building $340,380
2025	$10,658.00 Homeowner's exemption	$855,960 Land $522,254 Building $333,706
2023	$10,026.00 (+2.75%) Homeowner's exemption	$822,724 Land $501,975 Building $320,749
2022	$9,758.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2874 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2874 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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