2905 Saddlebrook Cir, Minnetonka (Hopkins), MN 55305 Property Records

Hennepin County property record for 2905 Saddlebrook Cir, Minnetonka, MN 55305

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.75 ba · 1,873 sqft · built 1979
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$334,000 (Oct 2015)
Tax Bill	$7,697 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-117-22-43-0014`

Property Details

APN / Parcel Number

Primary APN	`10-117-22-43-0014`

Interior

Bedrooms	4 Beds
Full Baths	4.75 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,873 sqft Living Area
Gross Area	2,282 sqft
1st Floor Area	1,873 sqft
Basement Area	409 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Lot Depth	23 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	145 sqft
Deck Area	392 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2905 SADDLEBROOK CIR
City	HOPKINS
State	MN
Zip	55305-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 003 BLOCK 007 B PRESTON WOODS 2ND ADDN NW263X23X256X194
Legal Range	22
Legal Township	117
Legal Section	10
Legal Quarter	43
Legal Subdivision	PRESTON WOODS 2ND ADDN
Legal Block	7
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3009
Census Tract	26404

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2905 SADDLEBROOK CIR, HOPKINS, MN 55305-2722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 22, 2020	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 7, 2015 · Amount on Record
Deed Sale	Oct 7, 2015 · Amount on Record
Deed Document Number	20155296624
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2905 SADDLEBROOK CIR, MINNETONKA, MN 55305-2722
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 SADDLEBROOK CIR, HOPKINS, MN 55305-2722

Mortgage

Document Number	00T5986921
Date	Nov 23, 2022
Instrument	T5986921

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2905 SADDLEBROOK CIR, MINNETONKA, MN 55305-2722
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05846112
Date	Jun 14, 2021
Instrument	T05846112

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2905 SADDLEBROOK CIR, MINNETONKA, MN 55305-2722
Document Number	0005716420
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2905 SADDLEBROOK CIR MINNETONKA MN 553052722, MINNETONKA, MN 55305-2722

Mortgage

Document Number	0005716420
Date	Jun 12, 2020
Instrument	5716420

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,697.00 (+34.21%)	$579,300 (+20.11%) Land $225,500 Building $353,800	$579,300 (+20.11%) Land $225,500 Building $353,800
2023	$5,735.00 Homeowner's exemption
2022		$482,300 Land $213,400 Building $268,900	$482,300 Land $213,400 Building $268,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1985–1987)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile USA.

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