2817 Saddlebrook Cir, Minnetonka (Hopkins), MN 55305 Property Records

Hennepin County property record for 2817 Saddlebrook Cir, Minnetonka, MN 55305

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,150 sqft · built 1977
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,100 (Oct 2014)
Tax Bill	$6,832 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-117-22-43-0041`

Property Details

APN / Parcel Number

Primary APN	`10-117-22-43-0041`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	1,150 sqft
Basement Area	920 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Lot Depth	214 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	886 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	144 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2817 SADDLEBROOK CIR
City	HOPKINS
State	MN
Zip	55305-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 011 BLOCK 006 B PRESTON WOODS 2ND ADDN S142X214X167X130
Legal Range	22
Legal Township	117
Legal Section	10
Legal Quarter	43
Legal Subdivision	PRESTON WOODS 2ND ADDN
Legal Block	6
Legal Lot Number	11
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3011
Census Tract	26404

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2817 SADDLEBROOK CIR, HOPKINS, MN 55305-2720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2014 · Amount on Record
Deed Sale	Oct 24, 2014 · Amount on Record
Prior Sale	Jan 11, 2012 · Amount on Record
Deed Document Number	20145209542
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2817 SADDLEBROOK CIR, MINNETONKA, MN 55305-2720
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05887247
Date	Oct 14, 2021
Instrument	T05887247

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2817 SADDLEBROOK CIR, MINNETONKA, MN 55305-2720
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05793845
Date	Jan 21, 2021
Instrument	T05793845

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Mar 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2817 SADDLEBROOK CIR, MINNETONKA, MN 55305-2720
Document Number	0005660298
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2817 SADDIEBROOK CIR MINNETONKA MN 55305, MINNETONKA, MN 55305

Mortgage

Document Number	0005660298
Date	Nov 7, 2019
Instrument	5660298

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Hopkins Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,832.00 (+19.05%)	$525,300 (+7.12%) Land $225,500 Building $299,800	$525,300 (+7.12%) Land $225,500 Building $299,800
2023	$5,739.00 Homeowner's exemption
2022		$490,400 Land $213,400 Building $277,000	$490,400 Land $213,400 Building $277,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1985–1987)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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