2815 Saddlebrook Cir, Minnetonka (Hopkins), MN 55305 Property Records

Hennepin County property record for 2815 Saddlebrook Cir, Minnetonka, MN 55305

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,320 sqft · built 1987
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individuals on Record
Last Sale	$527,500 (Oct 2020)
Tax Bill	$8,224 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-117-22-43-0040`

Property Details

APN / Parcel Number

Primary APN	`10-117-22-43-0040`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	1,320 sqft
Basement Area	924 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Lot Depth	250 ft Depth
View / Lot	Lake
Garage Type	Basement
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	144 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2815 SADDLEBROOK CIR
City	HOPKINS
State	MN
Zip	55305-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 010 BLOCK 006 B PRESTON WOODS 2ND ADDN SW84X250X155X214
Legal Range	22
Legal Township	117
Legal Section	10
Legal Quarter	43
Legal Subdivision	PRESTON WOODS 2ND ADDN
Legal Block	6
Legal Lot Number	10
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3011
Census Tract	26404

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2815 SADDLEBROOK CIR, HOPKINS, MN 55305-2720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Dec 18, 1998 · Amount on Record
Deed Document Number	20205757154
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2815 SADDLEBROOK CIR, MINNETONKA, MN 55305-2720
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 SADDLEBROOK CIR, MINNETONKA, MN 55305-2720

Mortgage

Document Number	00T6058578
Date	Feb 5, 2024
Instrument	T6058578

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	WAYZATA, MN 55391

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 13, 2020
Property Address	2815 SADDLEBROOK CIR, MINNETONKA, MN 55305-2720
Document Number	0005757154
Instrument Date	Oct 9, 2020
Instrument	5757154
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,794.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2815 SADDLEBROOK CIR MINNETONKA MN 553052720, MINNETONKA, MN 55305-2720

Mortgage

Document Number	5757155
Date	Oct 13, 2020
Instrument	5757155

Lender

Name	CAMBRIA MTG
Type	Mortgage Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Hopkins Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,224.00 (+19.87%)	$613,900 (+7.53%) Land $225,500 Building $388,400	$613,900 (+7.53%) Land $225,500 Building $388,400
2023	$6,861.00 Homeowner's exemption
2022		$570,900 Land $213,400 Building $357,500	$570,900 Land $213,400 Building $357,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1985–1987)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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