2825 Saddlebrook Cir, Minnetonka (Hopkins), MN 55305 Property Records

Hennepin County property record for 2825 Saddlebrook Cir, Minnetonka, MN 55305 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 1,857 sqft · built 1978
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,426 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-117-22-43-0043`

Property Details

APN / Parcel Number

Primary APN	`10-117-22-43-0043`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,857 sqft Living Area
Gross Area	2,039 sqft
1st Floor Area	1,857 sqft
Basement Area	182 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	62 ft deep x 180 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	888 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Deck Area	408 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2825 SADDLEBROOK CIR
City	HOPKINS
State	MN
Zip	55305-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 007 B PRESTON WOODS 2ND ADDN 180X62X163X234X23
Legal Range	22
Legal Township	117
Legal Section	10
Legal Quarter	43
Legal Subdivision	PRESTON WOODS 2ND ADDN
Legal Block	7
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3011
Census Tract	26404

Owner

Source: Hennepin County records · APN 10-117-22-43-0043

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2825 SADDLEBROOK CIR, HOPKINS, MN 55305-2720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ENTRUST FINANCIAL CREDIT UNION
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit LOWER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Jun 16, 2026
Property Address	2825 SADDLEBROOK CIR, HOPKINS, MN 55305-2720
Document Number	0006207260
Instrument Date	Jun 09, 2026
Instrument	20266207260
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CUNA MUTUAL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 SADDLEBROOK CIR, HOPKINS, MN 55305-2720

Mortgage

Document Number	0006207260,
Date	Jun 16, 2026
Instrument	20266207260

Lender

Name	ENTRUST FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 28, 2036

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2825 SADDLEBROOK CIR, MINNETONKA, MN 55305-2720
Document Number	0005724630
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 03, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2825 SADDLEBROOK CIR MINNETONKA MN 553052720, MINNETONKA, MN 55305-2720

Mortgage

Document Number	0005724630
Date	Jul 08, 2020
Instrument	5724630

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 07, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2825 SADDLEBROOK CIR, MINNETONKA, MN 55305-2720
Document Number	0005724631
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2825 SADDLEBROOK CIR MINNETONKA MN 553052720, MINNETONKA, MN 55305-2720

Mortgage

Document Number	0005724631
Date	Jul 08, 2020
Instrument	5724631

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 07, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Hopkins Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,426.00 (+22.81%)	$626,700 (+9.77%) Land $225,500 Building $401,200	$626,700 (+9.77%) Land $225,500 Building $401,200
2023	$6,861.00 Homeowner's exemption
2022		$570,900 Land $213,400 Building $357,500	$570,900 Land $213,400 Building $357,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530264043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (1985–1987)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 1987, river or lake flooding, Severe Storms, Tornadoes & Flooding
Claims By Storm	Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 11% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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