Hamilton County property record for 2905 E 46th St, Chattanooga, TN 37407
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 791 sqft · built 1900 |
| Lot Size | 0.161 acres (7,055 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (Feb 2023) |
| Tax Bill | $273 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 168J N 002 |
| Primary APN | 168J N 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 791 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,055 sqft (0.161 acres) |
| Lot Dimensions | 141 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000110795 |
|---|---|
| Street Address | 2905 E 46TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 6 BLK 9 E END LD CO ADD NO 4 PV 2 PG 29 |
| Legal Subdivision | EAST END LAND CO ADD 04 |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2905 E 46TH ST, CHATTANOOGA, TN 37407-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2023 | Warranty Deed, Transfer BRUCE O BAILEY SR ETAL |
| May 14, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on Record |
| Deed Sale | Feb 15, 2023 · Amount on Record |
| Prior Sale | May 14, 2021 · Amount on Record |
| Deed Document Number | 2023021500134 |
| Deed Book / Page | 13212 / 147 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 15, 2023 |
| Property Address | 2905 E 46TH ST, CHATTANOOGA, TN 37407-3307 |
| Document Number | 0000000134 |
| Book / Page | 13212 / 147 |
| Map Reference | MB 2 PG 29 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 2023021500134 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2905 E 46TH ST, CHATTANOOGA, TN 37407-3307 |
| Investor | Possibly a Property Investor |
| Document Number | 0132120150 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 13212-0150 |
| Name | BRUCE O BAILEY SR ETAL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 14, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 14, 2021 |
| Property Address | 2905 E 46TH ST, CHATTANOOGA, TN 37407-3307 |
| Document Number | 0000000058 |
| Book / Page | 12485 / 400 |
| Map Reference | MB 2 PG 29 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021051400058 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, DBA WARRANTY TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2905 E 46TH ST, CHATTANOOGA, TN 37407-3307 |
| Document Number | 0012485402 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 12485/402 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $273.00 (+54.24%) | $18,050 (+127.04%) | $72,200 (+127.04%) Land $30,000 Building $42,200 |
| 2024 | $177.00 | $7,950 (-) | $31,800 (-) Land $10,000 Building $21,800 |
| 2023 | $177.00 | $7,950 (-) | $31,800 (-) Land $10,000 Building $21,800 |
| 2022 | $177.00 | $7,950 | $31,800 Land $10,000 Building $21,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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