Hamilton County property record for 2903 E 46th St, Chattanooga, TN 37407 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,002 sqft · built 1900 |
| Lot Size | 0.144 acres (6,310 sqft) |
| Owner | Company Name on File |
| Last Sale | $84,500 (May 2024) |
| Tax Bill | $329 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168J N 003 |
| Primary APN | 168J N 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,310 sqft (0.144 acres) |
| Lot Dimensions | 100 ft deep x 63.1 ft wide |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Account Number | 0000110796 |
|---|---|
| Street Address | 2903 E 46TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOT 7 & 8 BLK 9 E END LD COS ADD NO 4 PB 2 PG 29 |
| Legal Subdivision | EAST END LAND CO ADD 04 |
| Legal Block | 9 |
| Legal Lot Number | 7 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 2400 |
Source: Hamilton County records · APN 168J N 003
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8113 HAMILTON MILL DR, CHATTANOOGA, TN 37421-2766 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 08, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan CITIZENS TRI-COUNTY BANK |
| Jun 26, 2024 | Correction Deed · Commercial Mortgage EMILY DAVIS |
| Sep 06, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage IRA INNOVATIONS LLC |
| Jun 01, 2023 | Deed, Transfer TITLE SERVICES DEPOT INC, TITLE SERVICES OF TN INC |
| Aug 08, 2019 | Warranty Deed, Transfer · Conventional with PMI BRUCE O SR & ELIZABETH B BAILEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Prior Sale | Jun 01, 2023 · Amount on Record |
| Deed Document Number | 0013632145 |
| Deed Book / Page | 13392 / 338 |
| Prior Transfer Date | Sep 06, 2023 |
| Prior Transfer Doc | 2023090600143 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2903 E 46TH ST, CHATTANOOGA, TN 37407-3307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1827 E 13TH ST, CHATTANOOGA, TN 37404-4311 |
| Document Number | 0000000130 |
|---|---|
| Date | Dec 08, 2025 |
| Book Page | 14130/406 |
| Instrument | 2025120800130 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | TULLAHOMA, TN 37388 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 21, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 26, 2024 |
| Property Address | 2903 E 46TH ST, CHATTANOOGA, TN 37407-3307 |
| Document Number | 0000000089 |
| Book / Page | 13632 / 145 |
| Map Reference | MB 2 PG 29 |
| Instrument Date | Jun 05, 2024 |
| Instrument | 2024062600089 |
| Record Updated | Sep 25, 2025 |
| Title Company | RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8113 HAMILTON MILL DR, CHATTANOOGA, TN 37421-2766 |
| Document Number | 0000000090 |
|---|---|
| Date | Jun 26, 2024 |
| Instrument | 2024062600090 |
| Name | EMILY DAVIS |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 06, 2023 |
| Property Address | 2903 E 46TH ST, CHATTANOOGA, TN 37407-3307 |
| Document Number | 0000000143 |
| Book / Page | 13392 / 338 |
| Map Reference | MB 2 PG 29 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023090600143 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8113 HAMILTON MILL DR, CHATTANOOGA, TN 37421-2766 |
| Document Number | 0000000144 |
|---|---|
| Date | Sep 06, 2023 |
| Instrument | 2023090600144 |
| Name | IRA INNOVATIONS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 06, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 01, 2023 |
| Property Address | 2903 E 46TH ST, CHATTANOOGA, TN 37407-3307 |
| Document Number | 0000000084 |
| Book / Page | 13305 / 441 |
| Map Reference | MB 2 PG 29 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023060100084 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE SERVICES DEPOT INC, TITLE SERVICES OF TN INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $144.62 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9917 HAMBY RD, SODDY DAISY, TN 37379-3513 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 08, 2019 |
| Property Address | 2903 E 46TH ST, CHATTANOOGA, TN 37407-3307 |
| Document Number | 0808000067 |
| Book / Page | 011723 / 000167 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 190808000067 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | TITLE SERVICES/TN, TITLE SVCS/TN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2903 E 46TH ST CHATTANOOGA TN 374073307, CHATTANOOGA, TN 37407-3307 |
| Document Number | 808000068 |
|---|---|
| Date | Aug 08, 2019 |
| Book Page | 011723/000169 |
| Instrument | 190808000068 |
| Name | BRUCE O SR & ELIZABETH B BAILEY |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 07, 2024 |
| Rate | 7.5% |
|---|
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $329.00 (+74.07%) | $21,750 (+156.64%) | $87,000 (+156.64%) Land $34,500 Building $52,500 |
| 2024 | $189.00 | $8,475 (-) | $33,900 (-) Land $11,500 Building $22,400 |
| 2023 | $189.00 | $8,475 (-) | $33,900 (-) Land $11,500 Building $22,400 |
| 2022 | $189.00 | $8,475 | $33,900 Land $11,500 Building $22,400 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Electric Power Board of Chattanooga, Tennessee | Fiber | 100,000 / 100,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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