2812 E 46th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2812 E 46th St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,626 sqft · built 2025
Lot Size0.163 acres (7,112 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Jun 2026)
Tax Bill$113 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN168J M 007

Property Details

APN / Parcel Number

Primary APN168J M 007
Alternative APN
  • 0000110779

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,626 sqft Living Area

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleDuplex Single
Exterior MaterialFiber Cement Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,112 sqft (0.163 acres)
Lot Dimensions140 ft deep x 50.8 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000110779
Street Address2812 E 46TH ST
CityCHATTANOOGA
StateTN
Zip37407-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 6 BLK 7 E END LD CO ADD NO 4 PB 2 PG 29
Legal SubdivisionEAST END LAND COMPANYS ADDITION NO 4
Legal Block7
Legal Lot Number6
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2026
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2812 E 46TH ST, CHATTANOOGA, TN 37407-3304
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Warranty Deed, Transfer · Conventional Mortgage
WILTON BANK
Jun 9, 2025Warranty Deed, Transfer
UNKNOWN, BRIDGE CITY TTL EAST BRAINER
Mar 29, 2022Warranty Deed, Transfer
ELITE TITLE COMPANY INC, ELITE TITLE CO LLC
Sep 10, 2020Warranty Deed, Transfer
FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleJun 9, 2025 · Amount on Record
Deed Document Number2026240
Deed Book / Page14334 / 53
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 12, 2026
Property Address2812 E 46TH ST, CHATTANOOGA, TN 37407-3304
Document Number0000000240
Book / Page14334 / 53
Instrument DateJun 12, 2026
Instrument2026240
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyTITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$97,162.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 E 46TH ST, CHATTANOOGA, TN 37407-3304

Mortgage

Document Number0000000241,
DateJun 12, 2026
Instrument202612241
Lender
NameWILTON BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 9, 2025
Property Address2812 E 46TH ST, CHATTANOOGA, TN 37407-3304
Document Number0000000202
Book / Page13947 / 222
Map ReferenceMB 2 PG 29
Instrument DateJun 6, 2025
Instrument2025060900202
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyUNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

AmountAmount Recorded
Tax$177.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2700 E 45TH ST, CHATTANOOGA, TN 37407-3026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 29, 2022
Property Address2812 E 46TH ST, CHATTANOOGA, TN 37407-3304
Document Number0000000107
Book / Page12899 / 817
Map ReferenceMB 2 PG 29
Instrument DateMar 21, 2022
Instrument2022032900107
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyELITE TITLE COMPANY INC, ELITE TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$499.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 ELM AVE, RINGGOLD, GA 30736-8111

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 10, 2020
Property Address2812 E 46TH ST, CHATTANOOGA, TN 37407-3304
Document Number0910000157
Book / Page012146 / 000487
Instrument DateSep 9, 2020
Instrument200910000157
Transaction TypeTransfer
Record UpdatedSep 28, 2020
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

AmountAmount Recorded
Tax$278.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 E 46TH ST CHATTANOOGA TN 374073304, CHATTANOOGA, TN 37407-3304

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$113.00 (-70.26%)$7,500 (-55.88%)$30,000 (-55.88%) Land $30,000
2024$380.00$17,000 (-)$68,000 (-) Land $10,000 Building $58,000
2023$380.00 (-38.41%)$17,000 (-38.41%)$68,000 (-1.45%) Land $10,000 Building $58,000
2022$617.00$27,600$69,000 Land $10,000 Building $59,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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