3101 E 46th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3101 E 46th St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,226 sqft · built 1940
Lot Size0.183 acres (8,000 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Sep 2024)
Tax Bill$798 (2025)
Deeds & MortgagesSep 2024 Sale
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN168J P 013

Property Details

APN / Parcel Number

Primary APN168J P 013
Alternative APN
  • 0000110824

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,226 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1965
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,000 sqft (0.183 acres)
Lot Dimensions100 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000110824
Street Address3101 E 46TH ST
CityCHATTANOOGA
StateTN
Zip37407-3439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPT LT 182&183 2ND AMENDED PLAT CEDAR HILL PB6 PG54
Legal SubdivisionCEDAR HILL SECOND AM
Legal Lot Number182-183
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2033
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3170 BETHANY CT, ROCKINGHAM, VA 22801-7619
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2024Warranty Deed, Transfer
RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC
Oct 7, 2020Grant Deed, Transfer
SMARTBANK
Jan 14, 2019Warranty Deed, Transfer · Line of Credit
SMARTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Prior SaleJan 14, 2019 · Amount on Record
Deed Document Number202417
Deed Book / Page13716 / 980
Prior Transfer DateFeb 24, 2010
Prior Transfer Doc0000000125
Record UpdatedSep 20, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 30, 2024
Property Address3101 E 46TH ST, CHATTANOOGA, TN 37407-3439
Document Number0000000017
Book / Page13716 / 980
Map ReferenceMB 6 PG 54
Instrument DateSep 25, 2024
Instrument2024093000017
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyRELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

AmountAmount Recorded
Tax$555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3170 BETHANY CT, ROCKINGHAM, VA 22801-7619

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON TN
Recording DateOct 7, 2020
Property Address3101 E 46TH ST, CHATTANOOGA, TN 37407-3439
Document Number1007000253
Book / Page012183 / 000733
Instrument DateOct 5, 2020
Instrument201007000253
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyCUMBERLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,001.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 560423 MIAMI FL 332560423, MIAMI, FL 33256-0423

Mortgage

Document Number1007000254
DateOct 7, 2020
Book Page012183/000737
Instrument201007000254
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
AmountAmount Recorded
Term84 Months
DueOct 6, 2027

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 14, 2019
Property Address3101 E 46TH ST, CHATTANOOGA, TN 37407-3439
Document Number0114000218
Book / Page011543 / 000386
Instrument DateJan 11, 2019
Instrument190114000218
Transaction TypeTransfer
Record UpdatedMar 7, 2019
Title CompanyCUMBERLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,289.38
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address471 DELAWARE ST DENVER CO 802045131, DENVER, CO 80204-5131

Mortgage

Document Number114000219
DateJan 14, 2019
Book Page011543/000390
Instrument190114000219
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 13, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$798.00 (+28.71%)$52,650 (+89.73%)$210,600 (+89.73%) Land $34,500 Building $176,100
2024$620.00 (+28.36%)$27,750 (+28.47%)$111,000 (+28.47%) Land $11,500 Building $99,500
2023$483.00 (+76.92%)$21,600 (+76.69%)$86,400 (+76.69%) Land $11,500 Building $74,900
2022$273.00$12,225$48,900 Land $11,500 Building $37,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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