2905 E 38th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2905 E 38th St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,314 sqft · built 1900
Lot Size	0.12 acres (5,250 sqft)
Owner	2 Individual Names on File
Last Sale	$18,950 (Aug 1992)
Tax Bill	$366 (2025)
Flood Zone	Zone X (minimal risk)
APN	`168G J 012`

Property Details

APN / Parcel Number

Primary APN	`168G J 012`
Alternative APN	`0000109738`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,314 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1955
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,250 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 52.5 ft wide
Garage Type	Detached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000109738
Street Address	2905 E 38TH ST
City	CHATTANOOGA
State	TN
Zip	37407-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT OF LT 4 55 BLK 4 FAIRVIEW ADDN PB 2 PG 11 0152 14 07
Legal Subdivision	FAIRVIEW ADDN
Legal Block	4
Legal Lot Number	4 55
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3020
Census Tract	2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2905 E 38th St is owned by two individuals who bought it in August 1992.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	310 S MISSION RIDGE DR, ROSSVILLE, GA 30741-2406
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 1992 · Amount on File
Deed Sale	Aug 4, 1992 · Amount on File
Deed Document Number	0004030704
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2905 E 38th St was $366, up 39.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$366.00 (+39.69%)	$24,150 (+105.97%)	$96,600 (+105.97%) Land $30,000 Building $66,600
2024	$262.00	$11,725 (-)	$46,900 (-) Land $10,000 Building $36,900
2023	$262.00	$11,725 (-)	$46,900 (-) Land $10,000 Building $36,900
2022	$262.00	$11,725	$46,900 Land $10,000 Building $36,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2905 E 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 E 38th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20