Hamilton County property record for 2605 E 38th St, Chattanooga, TN 37407
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 656 sqft · built 1935 |
| Lot Size | 0.133 acres (5,820 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,125,000 (May 2023) |
| Tax Bill | $225 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Aug 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168G B 012 |
| Primary APN | 168G B 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 656 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Rolled Roofing |
| Lot Area | 5,820 sqft (0.133 acres) |
| Lot Dimensions | 120 ft deep x 48.5 ft wide |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Account Number | 0000109533 |
|---|---|
| Street Address | 2605 E 38TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LT 10&11 BLK 1 FAIRVIEW ADDN PB 2 PG 11 0152 11 10 |
| Legal Subdivision | FAIRVIEW ADDN |
| Legal Block | 1 |
| Legal Lot Number | 10,11 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1351, HIXSON, TN 37343-5351 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 23, 2023 | Warranty Deed, Transfer · Commercial Mortgage MOUNTAIN VALLEY BANK |
| Aug 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS TRI-CNTY BK |
| Aug 27, 2018 | Warranty Deed, Transfer CHOICE TITLE |
| Sep 20, 2017 | Loan Modification, Mortgage · Line of Credit SMARTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2023 · Amount on Record |
| Deed Sale | May 23, 2023 · Amount on Record |
| Prior Sale | Aug 27, 2018 · Amount on Record |
| Deed Document Number | 202365 |
| Deed Book / Page | 13296 / 878 |
| Prior Transfer Date | Nov 16, 2007 |
| Prior Transfer Doc | 0000000103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 23, 2023 |
| Property Address | 2605 E 38TH ST, CHATTANOOGA, TN 37407-2223 |
| Document Number | 0000000065 |
| Book / Page | 13296 / 878 |
| Map Reference | MB 2 PG 11 |
| Instrument Date | May 17, 2023 |
| Instrument | 2023052300065 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1351, HIXSON, TN 37343-5351 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000066 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 2023052300066 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Apr 18, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 27, 2018 |
| Property Address | 2605 E 38TH ST, CHATTANOOGA, TN 37407-2223 |
| Document Number | 0827000268 |
| Book / Page | 011437 / 000286 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 180827000268 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8009 BROCKMAN LN NASHVILLE TN 372112591, NASHVILLE, TN 37211-2591 |
| Document Number | 827000269 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 011437/000289 |
| Instrument | 180827000269 |
| Name | CITIZENS TRI-CNTY BK |
|---|---|
| Type | Bank |
| Address | TULLAHOMA, TN 37388 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 26, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 27, 2018 |
| Property Address | 2605 E 38TH ST, CHATTANOOGA, TN 37407-2223 |
| Document Number | 0827000289 |
| Book / Page | 011437 / 000369 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 180827000289 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $403.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1031 JOHN ROSS RD EAST RIDGE TN 374121660, EAST RIDGE, TN 37412-1660 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2605 E 38TH ST, CHATTANOOGA, TN 37407-2223 |
| Document Number | 0000000259 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES RAULSTON TITLE INS AGCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 6507 COOLEY RD HARRISON TN 373417972, HARRISON, TN 37341-7972 |
| Document Number | 0000000259 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 011196/000403 |
| Instrument | 259 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Nov 2, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225.00 (+66.67%) | $14,875 (+144.86%) | $59,500 (+144.86%) Land $30,000 Building $29,500 |
| 2024 | $135.00 | $6,075 (-) | $24,300 (-) Land $10,000 Building $14,300 |
| 2023 | $135.00 | $6,075 (-) | $24,300 (-) Land $10,000 Building $14,300 |
| 2022 | $135.00 | $6,075 | $24,300 Land $10,000 Building $14,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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