Hamilton County property record for 2609 E 38th St, Chattanooga, TN 37407
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,181 sqft · built 1935 |
| Lot Size | 0.132 acres (5,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (May 2003) |
| Tax Bill | $344 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 168G B 010 |
| Primary APN | 168G B 010 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,760 sqft (0.132 acres) |
| Lot Dimensions | 120 ft deep x 48 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000109531 |
|---|---|
| Street Address | 2609 E 38TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT OF LT 8 FAIRVIEW ADDN PB 2 PG 11 0152 11 08 |
| Legal Subdivision | FAIRVIEW ADDN |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2609 E 38th St is owned by two individuals who acquired it in July 2004.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2415, CHATTANOOGA, TN 37409-0415 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2003 · Amount on File |
| Deed Sale | May 6, 2003 · Amount on File |
| Deed Document Number | 2003183 |
| Deed Book / Page | 6659 / 156 |
| Last Transfer Date | Jul 13, 2004 |
| Transfer Doc | 720097 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2609 E 38th St was $344, up 16.2% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $344.00 (+16.22%) | $22,750 (+71.7%) | $91,000 (+71.7%) Land $30,000 Building $61,000 |
| 2024 | $296.00 | $13,250 (-) | $53,000 (-) Land $10,000 Building $43,000 |
| 2023 | $296.00 | $13,250 (-) | $53,000 (-) Land $10,000 Building $43,000 |
| 2022 | $296.00 | $13,250 | $53,000 Land $10,000 Building $43,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2609 E 38th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2609 E 38th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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