1. Home
  2. Tennessee
  3. Hamilton County
  4. Chattanooga
  5. E 38th St

3106 E 38th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3106 E 38th St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,371 sqft · built 1925
Lot Size0.259 acres (11,310 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Nov 2020)
Tax Bill$417 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN168G P 003

Property Details

APN / Parcel Number

Primary APN168G P 003
Alternative APN
  • 0000109836

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,371 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1953
Exterior MaterialAluminum Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,310 sqft (0.259 acres)
Lot Dimensions156 ft deep x 72.5 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000109836
Street Address3106 E 38TH ST
CityCHATTANOOGA
StateTN
Zip37407-2321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPT LTS 8-10 BLK 7 FAIRVIEW ADDN PB 2 PG 11 0152 23 03
Legal SubdivisionFAIRVIEW ADDN
Legal Block7
Legal Lot Number8-10 9
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1011
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3106 E 38TH ST, CHATTANOOGA, TN 37407-2321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Warranty Deed, Transfer
TENNESSEE VLY FCU
Jul 27, 2020Warranty Deed, Transfer · Conventional Mortgage
RICHARD J & HAROLD D HOLLAND
Jun 5, 2020Quit Claim Deed, Transfer
FILE FIRST CHOICE TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2020 · Amount on Record
Deed SaleNov 13, 2020 · Amount on Record
Prior SaleJul 27, 2020 · Amount on Record
Deed Document Number2020111300277
Deed Book / Page12231 / 836
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 13, 2020
Property Address3106 E 38TH ST, CHATTANOOGA, TN 37407-2321
Document Number1113000277
Book / Page012231 / 000836
Instrument DateNov 12, 2020
Instrument201113000277
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3106 E 38TH ST CHATTANOOGA TN 374072321, CHATTANOOGA, TN 37407-2321

Mortgage

Document Number1113000278
DateNov 13, 2020
Book Page012231/000839
Instrument201113000278
Lender
NameTENNESSEE VLY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
AmountAmount Recorded
Term360 Months
DueNov 12, 2050
Interest
Rate TypeAdjustable Rate
Rate3.49%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 27, 2020
Property Address3106 E 38TH ST, CHATTANOOGA, TN 37407-2321
Document Number0727000309
Book / Page012089 / 000842
Instrument DateJul 22, 2020
Instrument200727000309
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyFIRST CHOICE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$296.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 658 CLAREMONT CA 917110658, CLAREMONT, CA 91711-0658

Mortgage

Document Number727000310
DateJul 27, 2020
Book Page012089/000844
Instrument200727000310
Lender
NameRICHARD J & HAROLD D HOLLAND
Address5505 HIGHWAY 157, RISING FAWN, GA 30738-2052
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueJul 26, 2023

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJun 5, 2020
Property Address3106 E 38TH ST, CHATTANOOGA, TN 37407-2321
Document Number0605000224
Book / Page012026 / 000922
Instrument DateJun 5, 2020
Instrument200605000224
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyFILE FIRST CHOICE TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5505 HIGHWAY 157 RISING FAWN GA 307382052, RISING FAWN, GA 30738-2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$417.00 (+37.17%)$27,525 (+102.02%)$110,100 (+102.02%) Land $34,500 Building $75,600
2024$304.00$13,625 (-)$54,500 (-) Land $11,500 Building $43,000
2023$304.00$13,625 (-)$54,500 (-) Land $11,500 Building $43,000
2022$304.00$13,625$54,500 Land $11,500 Building $43,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on E 38th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures