2904 E Willow Tree Ln, Saint George, UT 84790 Property Records

Washington County property record for 2904 E Willow Tree Ln, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,501 sqft · built 2019
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,300 (Jan 2021)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SG-ARBR-7-113`

Property Details

APN / Parcel Number

Primary APN	`SG-ARBR-7-113`
Alternative APN	`1034072`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,501 sqft Living Area
Gross Area	3,640 sqft
Attic	Attic
Attic Area	1,610 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Roof Type	Hip
Roof Material	Concrete
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	805 sqft
Porch	Covered Slab
Porch Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1034072
Street Address	2904 E WILLOW TREE LN
City	SAINT GEORGE
State	UT
Zip	84790-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ARBORS 7 (SG) LOT: 113
Legal Subdivision	ARBORS PH 7 SUBDIV
Legal Lot Number	113
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1063
Census Tract	271702

Owner

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2904 E WILLOW TREE LN, SAINT GEORGE, UT 84790-1841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
May 17, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Oct 13, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Feb 3, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Nov 15, 2019
Deed Document Number	2021213
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2904 E WILLOW TREE LN, SAINT GEORGE, UT 84790-1841
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006725
Date	Feb 23, 2026
Instrument	20260006725

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2904 E WILLOW TREE LN, SAINT GEORGE, UT 84790-1841
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014293
Date	May 17, 2023
Instrument	20230014293

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2904 E WILLOW TREE LN, SAINT GEORGE, UT 84790-1841
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066606
Date	Oct 13, 2021
Instrument	20210066606

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2904 E WILLOW TREE LN, SAINT GEORGE, UT 84790-1841
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007886
Date	Feb 3, 2021
Instrument	20210007886

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Jan 4, 2021
Property Address	2904 E WILLOW TREE LN, ST GEORGE, UT 84790-1841
Document Number	0000000213
Instrument Date	Jan 4, 2021
Instrument	20210000213
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	SOUTHERN UTAH TITLE COMPANY, SOUTHERN UTAH TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2904 E WILLOW TREE LN, SAINT GEORGE, UT 84790-1841

Mortgage

Document Number	0000000237
Date	Jan 4, 2021
Instrument	20210000237

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,570 (-0.23%) Land $160,325 Building $333,245	$897,400 (-0.23%) Land $291,500 Building $605,900
2025	$3,286.00 (-0.76%)
2023	$3,311.00	$494,725	$899,500 Land $275,000 Building $624,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 65% of Utah
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: SC Broadband.

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