2900 Spring Water Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2900 Spring Water Dr, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,084 sqft · built 1987
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Mar 2025)
Tax Bill	$9,306 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79-20374`

Property Details

APN / Parcel Number

Primary APN	`79-20374`
Alternative APN	`30309005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,084 sqft Living Area
Gross Area	6,129 sqft
1st Floor Area	2,136 sqft
2nd Floor Area	1,948 sqft
Basement Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	717 sqft
Parking Spaces	2 Parking Spaces
Deck Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2900 SPRING WATER DR
City	TOLEDO
State	OH
Zip	43617-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-R2
Legal Description	SPRINGFOREST LOT 17
Legal Subdivision	SPRINGFOREST
Legal Tract	92
Legal Lot Number	17
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3002
Census Tract	9205

Owner

Source: Lucas County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2900 SPRING WATER DR, TOLEDO, OH 43617-1350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 25, 2021	Survivorship Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Mar 29, 2018	Reverse Mortgage, Transfer HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	20257612
Prior Transfer Date	Mar 16, 2018
Prior Transfer Doc	0000013151
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2900 SPRING WATER DR, TOLEDO, OH 43617-1350
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 SPRING WATER DR, TOLEDO, OH 43617-1350

Mortgage

Document Number	0000019948
Date	Jun 28, 2023
Instrument	202306280019948

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2063

August 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 25, 2021
Property Address	2900 SPRING WATER DR, TOLEDO, OH 43617-1350
Document Number	0000045313
Map Reference	VOL 12 PG 89
Instrument Date	Aug 20, 2021
Instrument	202108250045313
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	AAA TITLE AGENCY INC, AREA TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2900 SPRING WATER DR, TOLEDO, OH 43617-1350

Mortgage

Document Number	0000045314
Date	Aug 25, 2021
Instrument	202108250045314

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	LUCAS OH
Recording Date	Mar 29, 2018
Property Address	2900 SPRING WATER DR, TOLEDO, OH 43617-1350
Document Number	0000013151
Instrument Date	Mar 16, 2018
Instrument	13151
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	FNC TITLE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2900 SPRING WATER DR SYLVANIA TOWNSHIP OH 436171350, SYLVANIA TOWNSHIP, OH 43617-1350

Mortgage

Document Number	13153
Date	Mar 29, 2018
Instrument	13153

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	948 Months
Due	Mar 28, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.52%

Mortgage

Document Number	13152,
Date	Mar 29, 2018
Instrument	13152

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Mar 28, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.52%

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,685 (-) Land $21,735 Building $124,950	$419,100 (-) Land $62,100 Building $357,000
2024	$9,306.00 (-5.91%)	$146,685 (+12.21%) Land $21,735 Building $124,950	$419,100 (+12.21%) Land $62,100 Building $357,000
2023	$9,891.00 (+6.93%)	$130,725 (-) Land $20,790 Building $109,935
2022	$9,250.00 Homeowner's exemption	$130,725 Land $20,790 Building $109,935
2021			$373,500 Land $59,400 Building $314,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies, Spectrum.

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