2912 Spring Water Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2912 Spring Water Dr, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,350 sqft · built 1987
Lot Size	0.312 acres (13,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (Jul 2015)
Tax Bill	$10,088 (2024)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`79-20371`

Property Details

APN / Parcel Number

Primary APN	`79-20371`
Alternative APN	`30309004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,350 sqft Living Area
Gross Area	4,572 sqft
1st Floor Area	1,938 sqft
2nd Floor Area	1,412 sqft
Basement Area	653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Lot Area	13,600 sqft (0.312 acres)
Lot Dimensions	136 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	18 sqft
Deck Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2912 SPRING WATER DR
City	TOLEDO
State	OH
Zip	43617-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-R2
Legal Description	SPRINGFOREST LOT 16
Legal Subdivision	SPRINGFOREST
Legal Tract	92
Legal Lot Number	16
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3002
Census Tract	9205

Owner

Source: Lucas County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2912 SPRING WATER DR, TOLEDO, OH 43617-1350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Oct 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 29, 2023	Intrafamily Transfer, Transfer
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2015 · Amount on Record
Deed Sale	Jul 17, 2015 · Amount on Record
Prior Sale	Jun 4, 2010 · Amount on Record
Deed Document Number	201528858
Last Transfer Date	Sep 18, 2023
Transfer Doc	0000031927
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	May 14, 2026
Property Address	2912 SPRING WATER DR, TOLEDO, OH 43617-1350
Document Number	0000018813
Instrument Date	May 8, 2026
Instrument	202618813
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 SPRING WATER DR, TOLEDO, OH 43617-1350

Mortgage

Document Number	0000018813,
Date	May 14, 2026
Instrument	202618813

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 13, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2912 SPRING WATER DR, TOLEDO, OH 43617-1350
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 SPRING WATER DR, TOLEDO, OH 43617-1350

Mortgage

Document Number	0000032231
Date	Oct 2, 2023
Instrument	202310020032231

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 22, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Sep 29, 2023
Property Address	2912 SPRING WATER DR, TOLEDO, OH 43617-1350
Document Number	0000031927
Map Reference	VOL 112 PG 89
Instrument Date	Sep 18, 2023
Instrument	202309290031927
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2912 SPRING WATER DR, TOLEDO, OH 43617-1350

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2912 SPRING WATER DR, TOLEDO, OH 43617-1350
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 SPRING WATER DR, TOLEDO, OH 43617-1350

Mortgage

Document Number	0000053122
Date	Oct 6, 2021
Instrument	202110060053122

Lender

Name	PREMIER BANK
Type	Bank
Address	MAUMEE, OH 43537

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Sep 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2912 SPRING WATER DR, TOLEDO, OH 43617-1350
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022229
Date	May 4, 2021
Instrument	202105040022229

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$159,005 (-) Land $19,705 Building $139,300	$454,300 (-) Land $56,300 Building $398,000
2024	$10,088.00 (+17.1%)	$159,005 (+40.04%) Land $19,705 Building $139,300	$454,300 (+40.04%) Land $56,300 Building $398,000
2023	$8,615.00 (-0.06%)	$113,540 (-) Land $19,215 Building $94,325
2022	$8,620.00 Homeowner's exemption	$113,540 Land $19,215 Building $94,325
2021			$324,400 Land $54,900 Building $269,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Spectrum.

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