2847 Spring Water Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2847 Spring Water Dr, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,599 sqft · built 1987
Lot Size	0.303 acres (13,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jul 2018)
Tax Bill	$10,511 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`79-20347`

Property Details

APN / Parcel Number

Primary APN	`79-20347`
Alternative APN	`30309011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,599 sqft Living Area
1st Floor Area	2,103 sqft
2nd Floor Area	1,496 sqft
Basement Area	1,231 sqft

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	137 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	21 sqft
Deck Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2847 SPRING WATER DR
City	TOLEDO
State	OH
Zip	43617-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-R2
Legal Description	SPRINGFOREST LOT 9
Legal Subdivision	SPRINGFOREST
Legal Tract	92
Legal Lot Number	9
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3004
Census Tract	9205

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2847 SPRING WATER DR, TOLEDO, OH 43617-1369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Jun 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Jul 24, 2018	Grant Deed, Transfer · Conventional with PMI DIRECTIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	18105723
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2847 SPRING WATER DR, TOLEDO, OH 43617-1369
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2847 SPRING WATER DR, TOLEDO, OH 43617-1369

Mortgage

Document Number	0000039781
Date	Oct 31, 2025
Instrument	202510310039781

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2847 SPRING WATER DR, TOLEDO, OH 43617-1369
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2847 SPRING WATER DR, TOLEDO, OH 43617-1369

Mortgage

Document Number	0000004976
Date	Feb 21, 2023
Instrument	202302210004976

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2847 SPRING WATER DR, TOLEDO, OH 43617-1369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026379
Date	Jun 19, 2018
Instrument	201806190026379

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 24, 2018
Property Address	2847 SPRING WATER DR, TOLEDO, OH 43617-1369
Document Number	0000031838
Instrument Date	Jul 20, 2018
Instrument	31838
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	LVL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2847 SPRING WATER DR SYLVANIA TOWNSHIP OH 436171369, SYLVANIA TOWNSHIP, OH 43617-1369

Mortgage

Document Number	31839
Date	Jul 24, 2018
Instrument	31839

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,511.00 (-9.15%) Homeowner's exemption	$157,500 (-12.47%) Land $19,355 Building $138,145
2024	$11,570.00 (+25.2%) Homeowner's exemption	$179,935 (+47.52%) Land $19,355 Building $160,580	$450,000 (+29.12%) Land $55,300 Building $394,700
2023	$9,241.00 (-0.06%) Homeowner's exemption	$121,975 (-) Land $19,320 Building $102,655
2022	$9,247.00 Homeowner's exemption	$121,975 Land $19,320 Building $102,655
2021			$348,500 Land $55,200 Building $293,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies, Spectrum.

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