2827 Spring Water Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2827 Spring Water Dr, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,121 sqft · built 1987
Lot Size	0.278 acres (12,100 sqft)
Owner	2 Company Names on Record
Last Sale	$270,000 (Jul 2018)
Tax Bill	$10,997 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`79-20354`

Property Details

APN / Parcel Number

Primary APN	`79-20354`
Alternative APN	`30309009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,121 sqft Living Area
Gross Area	4,894 sqft
1st Floor Area	1,586 sqft
2nd Floor Area	1,535 sqft
Basement Area	1,242 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	12,100 sqft (0.278 acres)
Lot Dimensions	127 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces
Deck Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2827 SPRING WATER DR
City	TOLEDO
State	OH
Zip	43617-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-R2
Legal Description	SPRINGFOREST LOT 11
Legal Subdivision	SPRINGFOREST
Legal Tract	92
Legal Lot Number	11
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3004
Census Tract	9205

Owner

Source: Lucas County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2827 SPRING WATER DR, TOLEDO, OH 43617-1369
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 12, 2024	Transfer on Death Deed, Transfer
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME SAVINGS BANK
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Jun 25, 2010 · Amount on Record
Deed Document Number	201830562
Last Transfer Date	Jul 5, 2024
Transfer Doc	0000021896
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2827 SPRING WATER DR, TOLEDO, OH 43617-1369
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008615
Date	Feb 18, 2021
Instrument	202102180008615

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 12, 2024
Property Address	2827 SPRING WATER DR, TOLEDO, OH 43617-1369
Document Number	0000021896
Map Reference	VOL 112 PG 89
Instrument Date	Jul 11, 2024
Instrument	202407120021896
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 SPRING WATER DR, TOLEDO, OH 43617-1369

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2827 SPRING WATER DR, TOLEDO, OH 43617-1369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043525
Date	Oct 24, 2019
Instrument	201910240043525

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 16, 2018
Property Address	2827 SPRING WATER DR, TOLEDO, OH 43617-1369
Document Number	0000030562
Map Reference	VOL112 PG89
Instrument Date	Jul 11, 2018
Instrument	201807160030562
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	CHICAGO TITLE BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 SPRING WATER DR, TOLEDO, OH 43617-1369

Mortgage

Document Number	0000030563
Date	Jul 16, 2018
Instrument	201807160030563

Lender

Name	HOME SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,655 (-26.61%) Land $18,690 Building $104,965	$353,300 (-) Land $53,400 Building $299,900
2024	$10,997.00 (+28.05%)	$168,490 (+48.86%) Land $18,690 Building $149,800	$353,300 (+9.25%) Land $53,400 Building $299,900
2023	$8,588.00 (-0.07%)	$113,190 (-) Land $18,620 Building $94,570
2022	$8,594.00 Homeowner's exemption	$113,190 Land $18,620 Building $94,570
2021			$323,400 Land $53,200 Building $270,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Spectrum.

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