St. Charles County property record for 2900 Elm St, Saint Charles, MO 63301 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1962 |
| Square Footage | 2,609 sqft Living Area |
| Lot Size | 9,968 sqft (0.229 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $293,930 (2026) |
| Tax Bill | $3,437.00 (2025) |
Source: St. Charles County records · APN 048650A000
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2900 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 28, 2024 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 19, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK |
| Mar 19, 2026 | Beneficiary Deed, Transfer TITLE PARTNERS AGENCY LLC |
| May 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Feb 13, 2023 | Beneficiary Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on Record |
| Deed Sale | Mar 19, 2026 · Amount on Record |
| Prior Sale | May 18, 2023 · Amount on Record |
| Deed Doc Number | 202612622 |
| Prior Transfer Date | May 17, 2024 |
| Prior Transfer Doc | 0000019644 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2900 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2900 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Number | 0000025428 |
|---|---|
| Date | Jun 28, 2024 |
| Instrument | 2024R-025428 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 19, 2026 |
| Property Address | 2900 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Number | 0000012622 |
| Map Reference | MB 7 PG 48 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026R-012622 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2900 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Number | 0000012624 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026R-012624 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 19, 2026 |
| Property Address | 2900 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Number | 0000012623 |
| Map Reference | MB 7 PG 48 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026R-012623 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2900 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 18, 2023 |
| Property Address | 2900 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Number | 0000019009 |
| Map Reference | MB 7 PG 48 |
| Instrument Date | May 17, 2023 |
| Instrument | 2023R-019009 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 1ST CAPITOL DR, SAINT CHARLES, MO 63301-1645 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 2900 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Number | 0000019010 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 2023R-019010 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 13, 2023 |
| Property Address | 2900 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Number | 0000005285 |
| Map Reference | MB 7 PG 48 |
| Instrument Date | Feb 07, 2023 |
| Instrument | 2023R-005285 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2900 ELM ST, SAINT CHARLES, MO 63301-4620 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,437.00 (+1.18%) | $54,862 (+3.63%) | $288,749 (+3.63%) Land $50,000 Building $238,749 |
| 2024 | $3,397.00 (+14.92%) | ||
| 2023 | $52,940 (+23.12%) | ||
| 2022 | $2,956.00 | $43,000 | $278,634 (+23.12%) Land $50,000 Building $228,634 |
| 2021 | $226,318 Land $40,000 Building $186,318 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 048650A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,609 sqft Living Area |
| Gross Area | 3,672 sqft Gross Area |
| 1st Floor | 1,491 sqft 1st Floor |
| Basement Area | 1,491 sqft Basement |
| Finished Basement | 1,118 sqft Finished |
| Unfinished Basement | 373 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,968 sqft (0.229 acres) |
| Depth X Width | 112 ft x 89 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 690 sqft Garage |
| Porch | Open Porch |
| Porch Area | 338 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 048650A000 |
|---|---|
| Street Address | 2900 ELM ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4620 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELMWOOD MANOR #3 BLK 12 LOT 25 |
| Legal Subdivision | ELMWOOD MANOR #3 |
| Legal Block | 12 |
| Legal Lot Number | 25 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 310301 |
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