2822 Elm St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2822 Elm St, Saint Charles, MO 63301 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1963
Square Footage	1,740 sqft Living Area
Lot Size	0.245 acres
Occupancy	Owner Occupied
Last Sale	$174,000 (2006)
Tax Bill	$3,373.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`048020A000`
Alternative APN	`6-006B-4072-02-0053.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,740 sqft Living Area
1st Floor	1,740 sqft 1st Floor
Basement Area	1,740 sqft Basement
Finished Basement	812 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1963
Architectural Style	Ranch Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Lot Area	10,710 sqft
Depth X Width	119 ft x 90 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Patio Area	216 sqft Patio
Porch	1 Porch
Porch Area	216 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	048020A000
Old Parcel Number	048020A000
Street Address	2822 ELM ST
City	SAINT CHARLES
State	MO
Zip	63301-4618
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ELMWOOD MANOR #3 BLK 2 LOT 53
Legal Range	05E
Legal Township	47N
Legal Subdivision	ELMWOOD MANOR #3
Legal Block	2
Legal Lot Number	53
Jurisdiction	ST CHARLES MO
Minor Civil Division	RIVERS
Census Blockgroup	1
Census Block	1018
Census Tract	310301

Owner

Source: St. Charles County records · APN 048020A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2822 ELM ST, SAINT CHARLES, MO 63301-4618
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2006 · Amount on Record
Deed Sale	Jun 20, 2006 · Amount on Record
Prior Sale	Jun 20, 2006
Deed Doc Number	0004511490
Deed Book / Page	4511 / 490
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,373.00	$53,830 (-6.75%)	$283,317 (-6.75%) Land $50,000 Building $233,317
2023		$57,726
2022			$303,824 Land $50,000 Building $253,824

Flood & Wildfire

2822 Elm St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.