St. Charles County property record for 2818 Elm St, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1964 |
| Square Footage | 2,004 sqft Living Area |
| Lot Size | 16,800 sqft (0.386 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $286,106 (2023) |
| Tax Bill | $3,447.00 (2025) |
Source: St. Charles County records · APN 048030A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2818 ELM ST, SAINT CHARLES, MO 63301-4618 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Prior Sale | Dec 19, 2018 · Amount on Record |
| Deed Doc Number | 202328477 |
| Prior Transfer Date | Oct 09, 2013 |
| Prior Transfer Doc | 0061460898 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 18, 2023 |
| Property Address | 2818 ELM ST, SAINT CHARLES, MO 63301-4618 |
| Document Number | 0000028477 |
| Map Reference | MB 7 PG 48 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023R-028477 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 APPLETREE DR, SAINT PETERS, MO 63376-2724 |
| Name | Verified Name |
|---|---|
| Address | 2818 ELM ST, SAINT CHARLES, MO 63301-4618 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028478 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023R-028478 |
| Name | FAMILY FINANCE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,011 (-) | $289,533 (-) Land $50,000 Building $239,533 | |
| 2025 | $3,447.00 (-2.05%) | $55,011 (+0.26%) | $289,533 (+0.26%) Land $50,000 Building $239,533 |
| 2024 | $3,519.00 (+24.04%) | ||
| 2023 | $54,866 (+32.98%) | ||
| 2022 | $2,837.00 | $41,258 | $288,769 (+32.98%) Land $50,000 Building $238,769 |
| 2021 | $217,148 Land $40,000 Building $177,148 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 048030A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,004 sqft Living Area |
| Gross Area | 3,798 sqft Gross Area |
| 1st Floor | 1,668 sqft 1st Floor |
| Basement Area | 1,668 sqft Basement |
| Finished Basement | 336 sqft Finished |
| Unfinished Basement | 1,332 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,800 sqft (0.386 acres) |
| Depth X Width | 160 ft x 105 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Patio Area | 168 sqft Patio |
| Porch | Open Porch |
| Porch Area | 70 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 048030A000 |
|---|---|
| Street Address | 2818 ELM ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4618 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELMWOOD MANOR #3 BLK 2 LOT 54 & NW 1/2 LOT 55 |
| Legal Subdivision | ELMWOOD MANOR #3 |
| Legal Block | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 310301 |
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