2900 Cherokee Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2900 Cherokee Rd, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,963 sqft · built 2005
Lot Size	3.68 acres (160,605 sqft)
Owner	Individual Name on File
Last Sale	$20,400 (Aug 2006)
Tax Bill	$7,785 (2025)
Deeds & Mortgages	Jul 2019 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`24-26-29-3670-0014-0095`

Property Details

APN / Parcel Number

Primary APN	`24-26-29-3670-0014-0095`
Alternative APNs	`262924367000140095` `58681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,963 sqft Living Area
Gross Area	2,872 sqft Gross Area
1st Floor Area	1,963 sqft 1st Floor
Stories	1 Story
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	160,605 sqft (3.68 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	462 sqft Garage
Porch	Florida Room
Porch Area	447 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2900 CHEROKEE RD
City	SAINT CLOUD
State	FL
Zip	34772-7430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KISSIMMEE PARK PB 1 PG 041 BLK 14 N 1/2 LOT 9 & LOT 10 LESS W 344 FT
Legal Range	29E
Legal Township	26S
Legal Section	24
Legal Subdivision	KISSIMMEE PARK
Legal Tract	3670
Legal Block	14
Legal Lot Number	95
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 24-26-29-3670-0014-0095

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2900 CHEROKEE RD, SAINT CLOUD, FL 34772-7430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2006 · Amount on Record
Deed Sale	Aug 17, 2006 · Amount on Record
Deed Document Number	2006206460
Deed Book / Page	3250 / 570
Last Transfer Date	Jun 24, 2021
Transfer Doc	0000098915
Record Updated	Sep 20, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2900 CHEROKEE RD, SAINT CLOUD, FL 34772-7430
Document Number	0057140814
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 CHEROKEE RD ST CLOUD FL 347727430, ST CLOUD, FL 34772-7430

Mortgage

Document Number	0057140814
Date	Apr 27, 2020
Book Page	005714/000814
Instrument	57211

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Apr 26, 2059

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,785.00 (+1.54%)	$510,500 (+1.13%) Land $203,500 Building $307,000	$510,500 (+1.13%) Land $203,500 Building $307,000
2024	$7,667.00 (-0.05%)
2023	$7,671.00 (+156.04%)	$504,800 (+136.62%) Land $203,500 Building $301,300	$504,800 (+31.56%) Land $203,500 Building $301,300
2022	$2,996.00 Homeowner's exemption	$213,336	$383,700 Land $127,900 Building $255,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	57.0 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.