2901 Cherokee Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2901 Cherokee Rd, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,300 sqft · built 1993
Lot Size4.97 acres (216,493 sqft)
OwnerCompany Name on Record
Last Sale$144,100 (Jan 2022)
Tax Bill$9,775 (2025)
Deeds & MortgagesJan 2022 Sale
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-26-29-3670-0017-0020

Property Details

APN / Parcel Number

Primary APN24-26-29-3670-0017-0020
Alternative APNs
  • 262924367000170020
  • 58708

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area2,300 sqft Living Area
Gross Area3,170 sqft
1st Floor Area1,628 sqft
Upper Floors Area672 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area216,493 sqft (4.97 acres)
Garage TypeCarport
Garage Area1,152 sqft
CarportCarport
Carport Area1,152 sqft
PorchFinished/Open Porch
Porch Area870 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2901 CHEROKEE RD
CitySAINT CLOUD
StateFL
Zip34772-7435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal DescriptionKISSIMMEE PARK BLK 17 LOT 2 PB 1 PG 041
Legal Range29E
Legal Township26S
Legal Section24
Legal SubdivisionKISSIMMEE PARK
Legal Tract3670
Legal Block17
Legal Lot Number2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1004
Census Tract43209

Owner

Source: Osceola County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address401 E LAS OLAS BLVD, 1870, FORT LAUDERDALE, FL 33301-4252
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 29, 2017Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BK/FL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2022 · Amount on Record
Deed SaleJan 26, 2022 · Amount on Record
Deed Document Number202213726
Deed Book / Page6136 / 2700
Record UpdatedJun 8, 2026

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 26, 2022
Property Address2901 CHEROKEE RD, SAINT CLOUD, FL 34772-7435
Document Number0061362700
Book / Page6136 / 2700
Map ReferenceMB 1 PG 41
Instrument DateJan 24, 2022
Instrument2022013726
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,008.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2901 CHEROKEE RD, SAINT CLOUD, FL 34772-7435

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E LAS OLAS BLVD STE 1870, 1870, FORT LAUDERDALE, FL 33301-4252

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2901 CHEROKEE RD, SAINT CLOUD, FL 34772-7435
Document Number0057052191
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2901 CHEROKEE RD ST CLOUD FL 347727435, ST CLOUD, FL 34772-7435

Mortgage

Document Number0057052191
DateApr 8, 2020
Book Page005705/002191
Instrument48732
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 7, 2050

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2901 CHEROKEE RD, SAINT CLOUD, FL 34772-7435
Document Number0051811349
Book / Page005181 / 001349
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedAug 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2901 CHEROKEE RD ST CLOUD FL 347727435, ST CLOUD, FL 34772-7435

Mortgage

Document Number0051811349
DateJul 19, 2017
Book Page005181/001349
Instrument104954
Lender
NameCENTERSTATE BK/FL
TypeBank
AddressKISSIMMEE, FL 34741
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueJul 18, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,775.00 (+19.76%)$545,900 (-4.78%) Land $248,500 Building $297,400$545,900 (-4.78%) Land $248,500 Building $297,400
2024$8,162.00 (-5.39%)
2023$8,627.00 (+271.69%)$573,300 (+247.4%) Land $248,500 Building $324,800$573,300 (+67.83%) Land $248,500 Building $324,800
2022$2,321.00 Homeowner's exemption$165,028$341,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2011–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 76% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

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