290 Valleyview Dr, Troy, OH 45373 Property Records

Miami County property record for 290 Valleyview Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,203 sqft · built 1974
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Aug 2024)
Tax Bill	$3,104 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K30-048528`

Property Details

APN / Parcel Number

Primary APN	`K30-048528`
Alternative APNs	`011113.2-06-005-00` `K30ST021A07400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,203 sqft Living Area
1st Floor Area	2,898 sqft
Upper Floors Area	754 sqft
Basement Area	747 sqft
Unfinished Basement	747 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	270 ft deep x 135 ft wide
Garage Type	Mixed
Garage Area	1,569 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	200 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	290 VALLEYVIEW DR
City	TROY
State	OH
Zip	45373-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-1-13 LOT 29 CRESTWOOD ESTATES #4
Legal Range	11
Legal Township	01
Legal Section	13
Legal Subdivision	CRESTWOOD ESTATES #4
Legal Lot Number	29
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1039
Census Tract	365101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	290 VALLEYVIEW DR, TROY, OH 45373-9731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL 1 CREDIT UNION
Aug 12, 2024	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	Feb 7, 2014 · Amount on Record
Deed Document Number	20247984
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	May 27, 2026
Property Address	290 VALLEYVIEW DR, TROY, OH 45373-9731
Document Number	0000006330
Instrument Date	May 16, 2026
Instrument	20266330
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 VALLEYVIEW DR, TROY, OH 45373-9731

Mortgage

Document Number	0000006330,
Date	May 27, 2026
Instrument	20266330

Lender

Name	UNIVERSAL 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 5, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 12, 2024
Property Address	290 VALLEYVIEW DR, TROY, OH 45373-9731
Document Number	0000007984
Map Reference	MB 11 PG 63
Instrument Date	Aug 9, 2024
Instrument	2024OR-07984
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	290 VALLEYVIEW DR, TROY, OH 45373-9731

Mortgage

Document Number	0000008979
Date	Aug 12, 2024
Instrument	2024OR-08979

Lender

Name	UNIVERSAL 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,104.00 (+23.32%) Homeowner's exemption	$106,340 (+45.02%) Land $19,990 Building $86,350	$303,800 (+45.01%) Land $57,100 Building $246,700
2024	$2,517.00 (+1.49%) Homeowner's exemption	$73,330 (-) Land $14,740 Building $58,590
2023	$2,480.00 (-8.59%) Homeowner's exemption	$73,330 (-) Land $14,740 Building $58,590	$209,500 (-) Land $42,100 Building $167,400
2022	$2,713.00 Homeowner's exemption	$73,330 Land $14,740 Building $58,590	$209,500 Land $42,100 Building $167,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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