245 Valleyview Dr, Troy, OH 45373 Property Records

Miami County property record for 245 Valleyview Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,121 sqft · built 1974
Lot Size	0.722 acres (31,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jul 2019)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K30-048535`

Property Details

APN / Parcel Number

Primary APN	`K30-048535`
Alternative APNs	`011113.2-05-003-00` `K30ST021A08200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,121 sqft Living Area
1st Floor Area	4,242 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	31,450 sqft (0.722 acres)
Lot Dimensions	209 ft deep x 150 ft wide
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Patio Area	216 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	245 VALLEYVIEW DR
City	TROY
State	OH
Zip	45373-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-1-13 LOT 36 CRESTWOOD EST #4
Legal Range	11
Legal Township	01
Legal Section	13
Legal Subdivision	CRESTWOOD EST #4
Legal Lot Number	36
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1038
Census Tract	365101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 VALLEYVIEW DR, TROY, OH 45373-9110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jul 23, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Aug 3, 1994 · Amount on Record
Deed Document Number	20192019OR-08059
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	245 VALLEYVIEW DR, TROY, OH 45373-9110
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	HOME SERVICES TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014331
Date	Aug 17, 2021
Instrument	2021OR-14331

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 23, 2019
Property Address	245 VALLEYVIEW DR, TROY, OH 45373-9110
Document Number	0000008059
Instrument Date	Jul 22, 2019
Instrument	8059
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 VALLEYVIEW DR TROY OH 453739110, TROY, OH 45373-9110

Mortgage

Document Number	8060
Date	Jul 23, 2019
Instrument	8060

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,708.00 (+10.46%) Homeowner's exemption	$127,300 (+30.12%) Land $19,110 Building $108,190	$363,700 (+30.13%) Land $54,600 Building $309,100
2024	$3,357.00 (+1.48%) Homeowner's exemption	$97,830 (-) Land $15,370 Building $82,460
2023	$3,308.00 (-4.03%) Homeowner's exemption	$97,830 (-) Land $15,370 Building $82,460	$279,500 (-) Land $43,900 Building $235,600
2022	$3,447.00 Homeowner's exemption	$97,830 Land $15,370 Building $82,460	$279,500 Land $43,900 Building $235,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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