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290 Spaniards Rd, Placida, FL 33946 Property Records

Charlotte County property record for 290 Spaniards Rd, Placida, FL 33946 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1954
Square Footage2,196 sqft Living Area
Lot Size28,750 sqft (0.66 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2022)
Tax Bill$4,099.00 (2024)

Property Details

APN / Parcel Number

Primary APN422003281009
Alternative APNs
  • 00766590000004
  • 10004716352

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,196 sqft Living Area
Gross Area2,790 sqft Gross Area
1st Floor2,196 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area28,750 sqft (0.66 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area264 sqft Garage
CarportCarport
Carport Area264 sqft Carport
Pool Area455 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Porch Area330 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number00766590000004
Street Address290 SPANIARDS RD
CityPLACIDA
StateFL
Zip33946-2260
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCAPE HAZE BLK K LT 10 PRB#2707 740/672 DC814/704 1894/325 209/335 2308/490 2397/1804 2473/472 2589/543 3039/1858 3044/1653 CD3310/2017 PR2022-385-LSF DC4982/1319-LSF OSA4963/1983 4982/1321 CD3388810
Legal Range20E
Legal Township42S
Legal Section03
Legal SubdivisionCAPE HAZE
Legal TractCHS
Legal BlockK
Legal Lot Number10
JurisdictionCHARLOTTE FL
Minor Civil DivisionGROVE CITY-ROTONDA
Census Blockgroup2
Census Block2011
Census Tract30402

Owner

Source: Charlotte County records · APN 422003281009

Assessment roll updated November 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address290 SPANIARDS RD, PLACIDA, FL 33946-2260
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2024Correction Deed
NOT AVAILABLE, CHARLOTTE TITLE INC
May 11, 2022Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN MUTUAL INC
May 24, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
May 24, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONWIDE EQUITIES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Prior SaleMay 25, 2004 · Amount on Record
Deed Doc Number20223100963
Deed Book / Page4982 / 1321
Last Transfer DateApr 02, 2024
Transfer Doc0003388810
Record RefreshedSep 20, 2026

April 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionCHARLOTTE FL
Recording DateApr 03, 2024
Property Address290 SPANIARDS RD, PLACIDA, FL 33946-2260
Document Number0003388810
Map ReferenceMB 2 PG 93,93A&93B
Instrument DateApr 02, 2024
Instrument3388810
Record UpdatedApr 18, 2024
Title CompanyNOT AVAILABLE, CHARLOTTE TITLE INC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address290 SPANIARDS RD, PLACIDA, FL 33946-2260

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address290 SPANIARDS RD, PLACIDA, FL 33946-2260

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMay 11, 2022
Property Address290 SPANIARDS RD, PLACIDA, FL 33946-2260
Document Number0049821321
Book / Page4982 / 1321
Map ReferenceMB 2 PG 93,93A&93B
Instrument DateApr 27, 2022
Instrument3100963
Transaction TypeTransfer
Record UpdatedJun 17, 2022
Title CompanyNOT AVAILABLE, CHARLOTTE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10330 LONGSHORE RD # 5252, 10330, PLACIDA, FL 33946-2146

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address290 SPANIARDS RD, PLACIDA, FL 33946-2260

Mortgage

Document Number0049821325
DateMay 11, 2022
Instrument4982/1325
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address290 SPANIARDS RD, PLACIDA, FL 33946-2260
Document Number0042042137
Instrument DateMay 24, 2017
Transaction TypeMortgage
Record UpdatedJul 13, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address290 SPANIARDS RD CAPE HAZE FL 339462260, CAPE HAZE, FL 33946-2260

Mortgage

Document Number0042042137
DateJun 01, 2017
Book Page004204/002137
Instrument2528098
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term720 Months
DueMay 31, 2077
Interest
Rate TypeAdjustable Rate
Rate4.97%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address290 SPANIARDS RD, PLACIDA, FL 33946-2260
Document Number0042042121
Instrument DateMay 24, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 SPANIARDS RD CAPE HAZE FL 339462260, CAPE HAZE, FL 33946-2260

Mortgage

Document Number0042042121
DateJun 01, 2017
Book Page004204/002121
Instrument2528097
Lender
NameNATIONWIDE EQUITIES
TypeFunding / Finance Company
AddressMAHWAH, NJ 07495
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term720 Months
DueMay 31, 2077
Interest
Rate TypeAdjustable Rate
Rate4.97%

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$936.00 (-77.17%)$101,393 (-55.89%) Land $90,950 Building $10,443$101,393 (-44.95%) Land $90,950 Building $10,443
2024$4,099.00 (+5.75%)
2023$3,876.00 (-4.56%) Homeowner's exemption$229,860 (+12.67%)$184,181 (-9.72%) Land $107,000 Building $77,181
2022$4,061.00$204,020 Land $80,750 Building $123,270$204,020 Land $80,750 Building $123,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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