290 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 290 Back Creek Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,256 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (May 2022)
Tax Bill	$12,899 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029011-2420`

Property Details

APN / Parcel Number

Primary APN	`029011-2420`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,256 sqft Living Area
Gross Area	4,008 sqft
1st Floor Area	3,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	752 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	290 BACK CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	83/59-69 WHISPER CREEK PHASE 4 UNIT D LOT 242 OR5568/325
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	WHISPER CREEK PHASE 4 UNIT D
Legal Phase	4
Legal Lot Number	242
Legal Unit	D
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	20905

Owner

Source: St. Johns County records · APN 029011-2420

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	290 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Apr 25, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Apr 25, 2019 · Amount on Record
Deed Document Number	202254394
Deed Book / Page	5568 / 325
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	290 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029

Mortgage

Document Number	0051681248
Date	Feb 02, 2021
Book Page	5168/1248
Instrument	2021011923

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 31, 2022
Property Address	290 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029
Document Number	0055680325
Book / Page	5568 / 325
Map Reference	MB 83 PG 59-69
Instrument Date	May 27, 2022
Instrument	2022054394
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 HARBOR DR, CAPE CANAVERAL, FL 32920-2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 BACK CREEK DR, ST AUGUSTINE, FL 32092-0029
Investor	Possibly a Property Investor

Mortgage

Document Number	0005568327
Date	May 31, 2022
Instrument	5568/327

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	162 Months
Due	Nov 06, 2035

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 25, 2019
Property Address	290 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029
Document Number	0047140560
Book / Page	4714 / 0560
Map Reference	MB 83 PG 59-69
Instrument Date	Apr 24, 2019
Instrument	2019028307
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	SEA CLASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,244.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1629 RACE TRACK RD # RD102, 1629, SAINT JOHNS, FL 32259-6298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0029

Mortgage

Document Number	2019028308
Date	Apr 25, 2019
Instrument	2019028308

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$722,362 (+1.38%) Land $160,000 Building $562,362	$722,362 (-2.65%) Land $160,000 Building $562,362
2025	$12,899.00 (+8.09%) Homeowner's exemption	$712,548 (+2.9%)	$741,991 (+2.07%) Land $155,000 Building $586,991
2024	$11,934.00 (+1.43%) Homeowner's exemption	$692,466 (+3%)	$726,945 (+5.01%) Land $130,000 Building $596,945
2023	$11,766.00 (-4.86%) Homeowner's exemption	$672,297 (-0.58%)	$692,246 (+2.37%) Land $101,000 Building $591,246
2022	$12,367.00	$676,210	$676,210 Land $134,400 Building $541,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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